Platinum RuPay Prepaid Card, Online Loans &Rewards

A platinum experience for everyone:
The Udio Account is amongst the safest, most convenient and rewarding ways of making cashless transactions. It helps you better control your money through a host of services including a linked RuPay Platinum card which could be used at any merchant of choice for all your shopping needs. We ensure your money is always secure and you could switch ON/OFF your Platinum Card whenever you need through the App. You could also set transaction limits of your choice. The Rupay Platinum card can be used only as per your limits and up to the money available in your prepaid account. You could top-up the UDIO Prepaid Account on your own or by taking a LOAN from one of our lending partners.

The Udio account enables you to take a short-term LOAN from our lending partners for all your shopping needs. The loan amount is directly loaded into your prepaid account and you could use the Rupay Platinum Card at a merchant of your choice or any other service available in the mobile application. The loan facility is available only for our registered users, for whom we build a credit score and which helps our lending partners offer a great price. The Credit Score is built using Udio transaction behaviour and other data which helps our engaged & loyal users take credit whenever they require. Eligible users can choose an amount and the period to pay back the loan in easy EMIs. There are no hidden charges and we help our users completely understand the rate offered by our lending partner in a transparent fashion.

Overall, Udio is a SAFE, REWARDING, SEAMLESS and a FUN way to shop

Key Features:
•Generate your own Digital RuPay Platinum Card instantly and use at any online merchant
•Order for a physical RuPay Platinum Card to use at your local neighbourhood stores
•Safeguard your Card by using the unique ON / OFF switch and set limits of your choice
•Load funds on your own or take an instant loan from our lending partners.
•Loans are available for registered Udio users only and loaded into the Udio wallet. The user could pay back in easy EMIs as per their choice
•Earn Rewards on your online spends through the Rupay Platinum Card.
•Purchase e-Vouchers of popular brands such as Amazon, Flipkart, Big Bazaar etc for self-use or gifting to your loved ones. Earn rewards on the purchase of branded vouchers through the Udio Mobile App.
•You can also use the 'Bharat QR' feature to scan & pay at merchant outlets
•Invest in gold through your Udio wallet for as low as Rs 1. You could sell your gold whenever needed and which is credited into your bank account. The purchase of gold is offered by our partner Safegold.
•Use the app for mobile prepaid recharge, postpaid bill payment, electricity bill payment, DTH recharge, money transfer, and other services.
•Enjoy a secure, truly rewarding & extremely convenient experience

Rewards Program:
The Udio wallet offers an exciting rewards program called ‘UDIO Treats’ where you could earn up to 3% on the purchase of branded vouchers and a minimum of 1% cash back on all your e-commerce transactions using the Rupay Platinum Card. There are additional offers from time to time to help boost your earnings of Udio Treats. Udio Treats are cash rewards which could be consumed for any transaction using Udio mobile app or RuPay platinum card.

Security & Protection of Privacy:
Data protection and security are of supreme importance to Udio. We follow the highest standards of security to store and transfer any data. We are compliant with the highest security requirements and our robust frameworks and standards are tested and verified by leading partners


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What's New

1. Updated loan application flow with improved user experience
2. Revised gifting features
3. Bug fixes
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Additional Information

December 18, 2018
Current Version
Requires Android
4.1 and up
Content Rating
Interactive Elements
Users Interact
Offered By
Udio - TranServ India Pvt. Ltd.
#2 Hitech Plaza, Ground Floor, Mahakali Caves Road, Andheri East, Mumbai, Maharashtra, India 400093
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