Robocash Inditrade Personal Loan App

Robocash Inditrade fully adheres to RBI’s Fair Practice Code & is committed to promote best practices in digital lending. All loan applications are approved and sanctioned by registered NBFC with RBI and communicated upfront during Loan application.

Robocash Inditrade is a platform to provide an instant loan at your tips with quick disbursement of cash direct in your bank account.

Features of Robocash Inditrade Personal Loan App
-Instant loan available starting from Rs. 1000
- Loan Tenure Ranges from 62-90 Days
- Available for all Indian citizens above 21 years old
- Completely online process with no physical intervention
- No pre-approval charges pay only at due date. No Upfront deduction
- Available only on PAN Card and address proof.

Loan Terms
Loan Amount - From ₹ 1000 to ₹ 7500
Loan Tenure: Minimum - 62 Days and Maximum 90 Days
Interest Rate - 1.5% for 90 days for client with excellent credit score (Interest rate varies depending on your risk profile).
APR - 6% to 36%
Processing Fee and App usage charge - 15% of principal Amount.
For a loan of ₹2500, Processing Fee and App usage charges - ₹375 + 18% GST ₹67.5 = ₹442.5 and interest - ₹37.5 .
Total cost of loan will be ₹480. Customer has to pay back ₹2980 for a loan of ₹2500.

Interest, tenures and other specifications
- Annual Percentage Rate (APR) – 36.5%
- Minimum Repayment Period – 62 days (2 months)
- Maximum Repayment Period – 90 days (3 month)
- Processing fee and App usage charge – 15% of approved principal amount

Representative Example
Rahul takes a loan of ₹2500 to buy a new shoes. Rahul will get full ₹2500 in his bank account. He has to payback ₹2980 at the end of loan period which is 3 months.
Loan Amount - ₹ 2,500
Loan Tenure – 62- 90 Days (3 Months)
Processing Fee, App usage charges and GST - ₹442.5
Amount Credited - ₹2500
Interest - ₹37.5
Total Repayment - ₹2980
Total cost of the loan is ₹480 for loan amount of ₹ 2500 and loan tenure of 90 days.

Loan Eligibility:
- Indian Citizen 21-60 years of age
- Has a source of income (No salary slip required)
- Has a Valid PAN Card and Address proof

Documents Required
- Photo of Original PAN Card
- Photo of original Address Proof - Your address proof document should match with the address where you are currently residing. - Telephone Bill /Electricity Bill / Bank Statement showing address / Drivers License / Voters ID proof / Passport
- Selfie with PAN Card

Process to get a loan
- Install the Robocash Inditrade app
- Log in to Robocash Inditrade personal loan app by registering from your mobile number
- Fill in your basic details to know your instant loan eligibility
- Submit KYC documents and apply for a quick loan.
- Once approved, we transfer the loan directly to your bank account.

Data Collecting
To increase the chances of approving your application, we will need additional data:
- Geolocation
- Device Information
- Phone number
- Installed Packages
- Camera

Service Available in
- Mumbai, Navi Mumbai, Thane, Pune, and Pimpri
- Delhi NCR - New Delhi, Gurgram and Noida
- Bangalore
- Chennai
- Kochi
- Kolkata
- Ahmadabad
- Jaipur
- Surat
- Vadodara
Robocash Inditrade online personal loan app is available in English, Hindi, and Marathi.

Security & Protection of Privacy
Data security & privacy is a top priority of Robocash India. We do not access your phone data like SMS and Contact list to tell about your loan to your relatives and friends. We access only required limited data to provide you instant approval loans hassle-free.

Contact Us
Email – support@robocash.in
Phone - +91-22-68315555
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Additional Information

Updated
April 28, 2021
Size
10M
Installs
10,000+
Current Version
0.4
Requires Android
5.0 and up
Content Rating
Everyone
Permissions
Offered By
Robocash Inditrade
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