PayMe: Personal Loan App

Huey Tech Pvt Ltd.

About this app

PayMe, a trusted digital lending app with 6 million users in India, offers hassle-free personal loans on your Android device. Get funds credited to your account within a day* by applying for a quick loan. PayMe collaborates with RBI-registered NBFCs and banks, providing quick cash loans for salaried and self-employed individuals

What you get with the PayMe Loan app

• Paperless process
• Low processing fee
• Affordable Interest Rates*
• Loan Tenures: 3 to 24 months
• Quick loan approval and Disbursal
• Get Instant Personal Loans Online for up to ₹10 lakhs

What is special about PayMe Personal Loan App?

We aim to simplify the personal loan application process through our app, offering a range of features and benefits.
All Purpose Personal Loan: Whether it's a car, home renovation, education fund, or unexpected emergencies, PayMe has you covered.
Paperless Process: Enjoy a 100% paperless experience—no physical paperwork needed for your online loan application.
Swift Approval: Get a loan approval within minutes from our associated and efficient NBFCs.
Flexible Repayment: Choose between one-time repayment or manageable EMIs from 3 to 24 months.
Transparent Terms: Experience transparency with no hidden costs for your instant personal loan.
Collateral-Free Review: Secure an instant personal loan without requiring collateral security.
CIBIL Score Check: Instantly check your CIBIL score for FREE using the PayMe app.

Types of Personal Loan Offerings

• Short-term Loan (One-time repayment): Obtain a fast personal loan of up to ₹50,000 with a one-time repayment in 90 days.
• EMI Loan: Apply for instant personal loans up to ₹10 Lakhs, with flexible repayment over 3 to 24 months.
• Empowerment Loan: Specifically for women, these personalized loans offer terms from 3 to 24 months, catering to individual needs.

Why PayMe is trustworthy

• Security: We ensure transparency, safety, and security by partnering with RBI-certified NBFCs and banks.
• Enhanced Data Protection: We secure your information with measures like data encryption, secured servers, ISO 27001 certification, and more.

Our Lending Partners

• RULOANS FINANCIAL SERVICES PRIVATE LIMITED
• Payme India Financial Services Private Limited
• RichCredit Finance Private Limited
• Avanti Finance Private Limited
• Finkurve Financial Services Limited
• Niyogin Fintech Limited

Example for Bullet Loan (One-Time Repayment)

For a Bullet Loan, borrow ₹10,000 with a 90-day tenure at a 0.077% daily. The one-time repayment, including fees and accumulated interest, is ₹10,936, with a Maximum Annual Percentage Rate (APR) of 115.03%..

Example of Term Loan

For a Term Loan of ₹30,000 with a 90-day tenure and a 0.10% daily interest rate, the total cost amounts to ₹33,588, with a Maximum Annual Percentage Rate (APR) of 74.75%.

How to apply for a personal loan via the PayMe app?

• Install PayMe Loan App from the PlayStore and register with your mobile number or email.
• Fill in essential details, and upload ID proof: Aadhaar/PAN card for KYC.
• Get credit limit assigned.
• E-sign the agreement and enroll to proceed for eNACH/eMandate.
• Your loan amount will be instantly credited to your bank account upon completion.

Any queries?

For eligibility and documentation, visit www.paymeindia.in/personal-loan/.
• Customer Support Number: 0120-697-1400
• Address: Logix InfoTech Park D-5, 3rd Floor, Sector 59, Noida, UP - 201301.

Read our Privacy policy: www.paymeindia.in/privacy-policy/ and *Terms and Conditions: www.paymeindia.in/terms/
*Subject to submission of valid documents, successful verification, and credit approval.

Ratings and reviews

Updated: sent the mail but no reply. Excellent service I'm stuck on the credit score page, unable to go back. If I am clicking on navigate back button, it's actually asking me to log out. What kind of sick application is this? Even if there is no limit assigned to me, it should show that there is no limit, why am I stuck in same page and it's even showing that my credit score is excellent.

Probably the worst application for emergency situation. For me they took me to the last step and made me wait for 48 hours plus counting. No reply to my emails. Customer care disconnects the call. Not at all recommended. Kreditbee really does it all in 30 minutes at max. If in emergency, I will never recommend this app. Sorry guys. I tried to chase you guys myself, but then did not get well reciprocated. My amount is still in process even after completing everything.

Never ever apply on this application. I availed minimum 10000 loan and paid on time for 1 year. Now they're sending limit will be increased hence submitted documents. Now they blocked my profile entirely stating I'm not eligible to take minimum 10000 also. Documents submitted only for limit enhancement but not for minimum amount. My profile not eligible for enhancement that's ok. But why did you block the minimum loan amount also. Only data collection. Be aware !!!!!!!!!!

What's new

* Bug fixes and performance improvements.