Since our inception in year 1995 as Chintamani Finlease Ltd for Personal Loan in Delhi NCR, we are RBI reputed NBFC through ensuring highest quality delivery and customer relations. Chintamani Finlease Ltd. came into existence when Late Mr. Puran Chand Jain (Ex-banker) saw a dream to create a financing firm which can provide easy and fast Personal loan in Delhi NCR to all sections of the society at the same time creating trusted relationships with its customers. Chintamani Finlease is your friend and partner, who extend their helping hand towards you by providing Personal Loan in Delhi NCR to make your dreams come true on your required time.
We belief in transparency and help customers about the credit policy, CIBIL etc. and help them to manage their finances properly. CIBIL score is very important for anybody now days, but only few people understand. CIBIL score not only affect your ability to get favourable loans & the best interest rates, but it also helps you in getting new approved for a new cell phone plan and help you get lesser insurance premiums.
Customers apply for a loan at certain stages of life. We provide Personal Loan in Delhi NCR for your small needs like a new car, a wedding, education fees, family vacation, credit card or tax payments, etc. Now you do not need to wait for long to address these problems. We inform and discuss about company policies and conditions before catering any financial needs of the people. We are in the service sector and we seek to serve our customers that earned the good will, trust and loyalty of our customers.
Amount, Tenure, Fees & Charges
Loan amount: ₹50,000 - ₹3,00000
Loan term:
Minimum loan tenure - 180 days (shortest, including renewal time)
Maximum loan tenure - 365 days (longest, inducing renewal time)
Maximum APR: 20%
How it works
let's say if a person has applied for Personal loan in Delhi NCR for ₹100000 for 12 months with CHINTAMANI if loan approved than customer has to pay 3% processing fees of loan amount with 18% GST tax total amount to be disbursed is ₹96460.
Interest = ₹10,0000 x 20%/12 = ₹20000 and Total Amount payable would be ₹1,20000 in 12 months and monthly EMI would be 10,000/-
Documents Required for Personal Loan in Delhi NCR:
1. Photograph – 2 colour passport size photograph (Signed across the photograph).
2. Income Proof – Last 3-month salary slip.
3. Bank Statement - Updated 6-month bank statements of salary account.
4. Employment Proof – Photocopy of employee ID card and visiting card.
5. Identity Proof - Passport / Voter ID Card / Driving License / Aadhaar Card. PAN card to be attached separately.
6. Address Proof - Passport / Voter ID Card / Driving License / Aadhaar Card/ Latest Landline/Mobile Bill / Letter from Employer (with Authorised signatory signature).
7. Signature Proof - Banker Verification after loan approval.