420 reviews
Content rating
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About this app

Sogexia, a 100% online account with transparent, pay-as-you-go pricing that simplifies day-to-day financial management for individuals and professionals.

We already have over 500,000 customers in 31 countries.
Our neo-bank offers an alternative to traditional banks based on a host of technical and technological innovations.

Our motto "an account for everyone" is a response to the right of every individual to have a current account, even those who are often excluded, such as people who have been banned from banking, the unemployed or students.

We also accept all types of businesses, including VSEs, SMEs and start-ups, as well as the self-employed, the liberal professions, craftsmen and freelancers, and associations. We regularly offer new features likely to be of greater interest to them (capital deposit, up to 500 transfers in one click, fleet of bank cards, SEPA transfers, CORE & B2B direct debits, etc.).

Sogexia is a 100% independent payment institution with its own banking platform, its own approvals and its own in-house teams of experts based in Luxembourg and France.


- Open your account in 5 minutes
- French or Luxembourg bank details
- Customer service available 6 days a week to answer all your questions by e-mail and telephone
- Mastercard accepted internationally
- Unlimited account history
- Transfers and direct debits
- Real-time notifications
- Access on mobile, tablet and computer
- Clear, fun interfaces with a pleasant user experience
- Dark mode: the mobile application and your online customer area are available in light or dark mode
- Membership of the Sogexia club with refunds, discounts and gift cards in over 1,200 major partner stores
- Several methods for depositing funds into the account:
> Bank transfer
> By bank card
> In cash
> Cheques (coming soon)


- Register your share capital and receive a certificate of registration in less than 24 hours
- Accounting export in 2 clicks (with unlimited history)
- A fleet of bank cards for your partners or employees
- Inter-company direct debits
- Grouped transfers: up to 500 transfers in 1 click (employees, suppliers, etc.)


- Your money is safe at all times
- Your personal data is encrypted and protected by European data protection legislation, and we never share it for marketing purposes
- Your online payments are secured with 3D Secure
- Your transactions are authenticated using strong methods
- You receive a notification each time your account is credited or debited


- Stainless steel card
- Higher limits
- Free international withdrawals and payments
- Premium insurance included :
> Breakage/theft of goods
> fraudulent use
> death, disability or accident

OUR CUSTOMER REVIEWS - Sogexia is rated 4.5/5 on Trustpilot

- "Very user-friendly and easy to use application. Efficient support." Ben
- "Fast transfers, high caps and real time balance - I can manage everything myself, perfect!" Mirko
- "Much more efficient and transparent than a traditional bank. And secure because my money is never invested." Marie-Claire


100% pay-as-you-go with no commitment:
1) Download the application
2) Create your account in less than 5 minutes
3) Manage your money as you wish


or follow us on social networks:
- Facebook:
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- Linkedin :
Updated on
Aug 29, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Personal info, Financial info, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

407 reviews
Karin Hiolle
July 6, 2023
4months to open the account and receive a plastic Mastercard, not the metal one i ordered! I only went to Sogexia so I could use my account for deposits and payments in France and Spain when i am there...Still cannot do either 6 months later!!! The customer support people may be nice, but it take days, definitely many hours before they respond. I am very technology savvy so this headache is not acceptable!
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July 8, 2023
Bonjour, nous sommes sincèrement désolés pour la gêne occasionnée. Il semble que votre expérience avec Sogexia n'ait pas été à la hauteur de vos attentes, ce que nous regrettons. Pour résoudre votre situation, un membre de notre équipe vous contactera très prochainement.
Haja Ajmal Mohamed Ali
May 7, 2021
Account opening was easy and verification was done quickly. Customer service do take a lot of time to respond to your ticket or issue, but they complete the job professionally. I was expecting IBAN of the country of residence you live in EU like France, but not possible.
2 people found this review helpful
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Elie Salameh
September 14, 2023
When you read about it first and why the founder created it, you would think it is out of the box.. but finally, it is worse than any other online digital bank.
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September 16, 2023
Nous sommes navrés d'entendre que votre expérience n'a pas été à la hauteur de vos attentes. Pourriez-vous préciser les raisons de votre insatisfaction ? Cela nous aidera à nous améliorer. Merci.

What's new

Updating the target version of Android.