ioPay Wallet: Trade & Predict

IoTeX

About this app

ioPay is an AI-powered wallet for trading and prediction.
- Trade crypto directly inside your wallet
- Predict market outcomes with native access to Polymarket
- AI helps you understand markets before you trade or place predictions
- Secure self-custody wallet with smart risk alerts
One wallet. One app. Trade and predict with confidence.

ioPay: AI-Powered Wallet
The First True Smart Wallet
ioPay redefines crypto management by integrating Bino AI directly into your wallet experience - no more switching between apps for market analysis and security checks.
Unmatched Protection
• Military-Grade Encryption: Bank-level security for private keys and sensitive data
• Smart Alert System: Proactive warnings about suspicious activities
Built for the DePIN Revolution
• Seamless integration with IoTeX's decentralized physical infrastructure
• One-click participation in machine finance opportunities
AI That Works for You
• Personalized Web3 Guidance: Learn while you earn
Prediction Markets, Natively Integrated
• Native access to decentralized prediction markets like Polymarket
• Trade real-world events, crypto trends, and market outcomes directly from your wallet
• Unified experience for forecasting, trading, and on-chain settlement
Cross-Chain Made Simple
• Unified access to IoTeX, Ethereum, BNB Chain and more

Ratings and reviews

Lowering my score from 5 to 2 stars. Seems to have constant issues with the price fees for $IOTX. There were several weeks when it showed the same market price. There are also issues with gas fees for transactions. Whenever I try sending, the transaction fails using the default gas settings. Now it keeps notifying me to "Update" but when I click to update the app, it's just trying to get me to join their new beta version. Even though I declined several times, it will not stop.

Won't update just reopens the old app which never fully loaded some of the functions. All in all a pretty poor user experience. Ive given up using it and just pop it open now and then to check on staking rewards, was also never able to sign up for any of their air drops as the app just hung with the circle of death when signing up.

Downloaded the new wallet, it looks good, I like the fact that it's multi-chain but the activities tab is utterly useless. The old version let you see how much you staked and when. You were also able to see your distribution transactions for burndrop or staking for each bucket. I hope those can be added to the activities tab in a future update. Love iotex keep up the good work!