Qoins: Pay Off Debt/Save Money

2.3
530 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Qoins is designed to help you pay off your debt and save money faster. Simply choose your financial goal, how you want to save, link your bank account, and we’ll take care of the rest!

Become debt-free, without even thinking about it! Qoins is your personal debt manager that helps you save money, pay down debt faster, and build better financial habits. Join the thousands of people who have already paid down over $50 million worth of debt!

Achieve financial freedom through Qoins automated tools that contribute towards your credit cards, auto loans, student loans, personal loans, and mortgage payments. Watch your debts disappear and your credit score increase with Qoins as you meet your financial goals 2 years faster!

Download now to start your debt-free financial journey!

**WHY QOINS HELPS**

- Pay off your debt up to 10x faster! On average, Qoins customers contribute an additional $60-$100 per month towards their loans without even thinking about it.

- Improved credit score: Positively impacting your credit score by making additional payments towards your loans.

- Bank-level encryption: Qoins uses industry-standard encryption to keep your data safe. We do not sell your data nor store any of your sensitive banking information.

- Automated Payments: Qoins takes the leg work out of making extra payments for you. If there’s ever an issue with your payment or lender, Qoins will ensure everything is refunded.

-Automated Savings: Qoins helps you save and makes the process feel effortless through our automation process.

**WHY PEOPLE LOVE QOINS**

- ‘I’m always amazed by how much has been saved in just a short amount of time!’ - Kimtrovert
- ‘This app has done wonders to help me pay off my credit card debt.’ - bbrealz

**HOW QOINS WORKS**

1. Choose your financial goal(s): Pay Off Debt and/or Savings goal.
2. Select how you want to save from our 4 Saving Method features:
1. a.)Round Ups, b.)Smart Savings, c.)Weekly Withdrawals, d.)When I Get Paid.
3. Connect your bank account.
4. Set up 5 payment destinations and/or set up a Savings goal.
5. Watch your debt disappear and your wealth accumulate as Qoins automatically makes an extra payment each month!

**QOINS PRICING**

Qoins Monthly • $4.99/month - **Both** a Pay Off Debt & a Savings goal.

Qoins Annual • $49.99 per year (2 months savings!)- **Both** a Pay Off Debt & a Savings goal.

Learn more: [www.qoins.com/#pricing](https://www.qoins.com/#pricing)

**GET IN TOUCH**

Need help? Our customer support team has you covered📱😄.

Customer Support Hours:
🗓️ **Monday - Friday: 9AM - 5PM EST**

Help center and FAQs:

Hey there! Here's what's new in this update:

1. **Qoins Card-** Get access to the Qoins Card. The only card on the planet that pays down debt with each swipe! The Qoins Card is linked to your app, making it easy to track your progress.
2. **Move Money-** Transfer money between your Qoins goal(s), linked checkings account, and your Qoins card.
3. **Direct Deposits-** Immediately have access to your funds on the app through the Qoins Card when a direct deposit hits your Qoins account.
4. **Fee-Free ATMs-** Access to thousands of free ATMs nationwide that can be viewed and located on the Qoins app.
5. **Virtual Card-** Add the Qoins Card virtually to your mobile wallet.
6. **Linked Goals-** Link your Qoins card to your Pay Off Debt or Savings goal to help you save for your goals faster.
7. **Hide Balance-** Hide your account balance from wandering eyes.

Stay tuned for more!

1. Multiple Payment Destinations
2. Safe to Save - set a threshold for your checking account, and Qoins won't move money to your goals if your balance is too low
3. Automated Savings - choose to only save money without having to make debt payments.
4. Unlimited Withdrawals and Deposits
5. Setting Goals - Set, choose and define the amount you are saving or contributing towards your loan.

https://www.qoins.com/#pricing
Updated on
Sep 26, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
Data can’t be deleted
2.3
530 reviews
Amy Boilek
November 19, 2022
Like many others have said, this app use to be great and amazing. I've used it to help pay on a credit card with a high minimum balance. For the past few weeks, my bank account has not been able to be connected and customer service is NOT responding. I've emailed twice and even tried to text. I'm getting no response. And now I see I somehow have about 12 EXTRA deposits in the bank account portion of qoins. Something is going on with this app, and it isn't for the better.
9 people found this review helpful
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Qoins Technologies, Inc.
November 30, 2022
Hi Amy, your support requests have been received on our end. We are simply dealing with a very high volume of customer support requests while continuing to work through our bank migration. We sincerely understand your disappointment. We are doing everything we can to resolve these issues.
Ben Schmidt
November 15, 2022
This used to be great. I was happy to subscribe, paid off $4k without feeling it. Then in July they switched banks, and the entire app has been broken since. No withdrawals or payments, but they sure take their monthly $5 subscription! I've contacted support 6 times, they always promise to refund my money and close my account, but it has been months! Now support simply ignores calls and emails. I'll need to change banks to escape the $5/mo fee! If they say support will be in touch, it's a lie.
7 people found this review helpful
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Qoins Technologies, Inc.
November 17, 2022
Hello Ben, we are happy to hear that Qoins was able to help you pay off $4,000 worth of debt. A customer support agent has reached out to you and has credited your account for the time in which you did not have access to your app due to the bank migration. We will like to thank you for your patience and understanding.
Chris Walsh
December 25, 2022
The app was fine until you lost access to your funds. It's been this way for months on end. When reaching out to support it's a non helpful response of "we're sorry this is taking longer then expected". They also continue to take their subscription fee even though you can not use the app as intended. And on top of that you can't manually deactivate your account because it still has "funds" in it that you can't access! Trying to get a hold of someone to deactivate it for you is impossible.
4 people found this review helpful
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What's new

Hey there! Here's what's new in this update:

1. Qoins Card- Get access to the Qoins Card. The only card on the planet that pays down debt with each swipe!
2. Move Money- Transfer money between your Qoins accounts
3. Direct Deposit- Immediately have access to your funds when a direct deposit hits your Qoins card.
4. Linked Goals- Link your Qoins card to your Pay Off Debt or Savings goal to help you save for your goals faster.

Stay tuned for more!