QuickCheck: Fast Business Loan

4.6
220K reviews
Content rating
Rated for 3+
1M+
Downloads
Content rating
Rated for 3+
Learn more
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About this app

Never go broke again with the QuickCheck Loan App. There are no long queues, no long wait times, no collateral or guarantors needed. Just your smartphone and our loan app and you gain access to quick cash credited straight into your bank account. Access quick cash loans at single-digit interest rates, anywhere, anytime. This loan app for Nigerians, helps you access instant online quick credit without collateral.

Availability
Our loan app is available to serve customers in Nigeria with Android phones only.

How to Apply
If you live in Nigeria, need quick cash to settle emergencies and have an android device, all you have to do is
Step 1: Download the loan app for free
Step 2: Sign up to create an account
Step 3: Apply for a collateral-free loan in less than one minute
Step 4: Credit scoring using our algorithm will be carried out (no collateral needed)
Step 5: If eligible, the cash loan will be credited into your account within minutes
If you are not eligible, please apply again.

Why Use QuickCheck?
- Borrow up to ₦1,000,000
- Choose your payment tenure
- Fast and easy access to loans, with no hidden charges
- Account is credited as soon as the loan is approved
- No collateral or guarantor needed
- QuickCheck Loan App is extremely secure and reliable
- Artificial intelligence is used to run credit scoring, making loan decisions instant!
- We are available 24/7 to support you

Fees and Interest
A QuickCheck loan has interest rates starting from as low as 5% monthly on the first loan. Loans range from ₦1,500 to ₦500k with terms from 91 days - 1 year. Interest ranges from 2% - 30%, with an equivalent monthly interest rate of 1 - 21%. (APRs from 30% to 260%)

Example of Quickcheck Loan:
- Borrow ₦100,000 over 6 months
- Interest rate: 13% p.m. (fixed)
-Total Interest: ₦ 50,000
- Three repayments of ₦ 50,000
- Total amount payable: ₦150,000
- Representative: 13% APR”.

Get Your Loan Approved Fast
To start, simply create your account, apply for a loan and receive the money in your bank account instantly!
A good credit score improves the chances of your loan getting approved. To find out how to improve your credit score, read our blog – quickcheck.ng/blog.

Repayment
To repay your loan, please log in to your QuickCheck app and follow the instructions. Repay your loans before the due date to improve your credit score, gain access to higher amounts on the loan app, longer tenures and lower interest rates.

Privacy & Permissions
Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app. We take privacy seriously - all data you choose to share with us is encrypted and your personal information will never be shared without your consent. Read more on our website: www.quickcheck.ng/privacy-policy

About Us
QuickCheck is a Nigerian Fintech company that aims to provide banking services to the underserved. Built by people who work towards solving real-world problems, we found out that a large portion of the Nigerian population has no access to proper banking services. We are filling this gap every day, one Nigerian at a time.

We want to help entrepreneurs grow their businesses and also assist individuals with emergency needs in the form of medical bills, utility bills, family emergencies, and much more. We provide instant credit that allows you to take care of these pressing needs.

Get In Touch
To get in touch, send an email to Support@quickcheck.ng. You can also reach us on our social media pages: @quickcheckng on Instagram and Twitter, QuickCheck Nigeria on LinkedIn, and QuickCheck on Facebook.
You can also visit our website – www.quickcheck.ng, we would love to hear from you!

For more information, explore our FAQ page.
Updated on
Apr 22, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
217K reviews
A Google user
October 30, 2018
I have been using the App for almost a year now, and I have never paid my loan after the due date, but for almost 2 months I'm experiencing problems with Quick check, I made a payment but my app still showing that I haven't pay my loan, I texted and called more than 50 times, I forwarded the payment receipt to them, they acknowledged it, yet they couldn't clear my account, after several complaints, it seems like they block my app. Honestly they are not reliable.
208 people found this review helpful
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Arve Limited (QuickCheck)
November 2, 2018
Hi, Please forward a mail to questions@quickcheck.ng We would love to hear from you. Thank you.
Tomiwa Dada
October 30, 2023
If you are looking for a loan app with peace of mind, you need to try this app. It's one of the best I have seen so far. Long duration payment and very low interest. My loan was one day over due and they didn't add more interest. and no threatening messages or calls.. Even after overdue, you can still pay what you have that moment and pay rest later. Customer service so friendly 🙂. I hardly rate apps but I have to rate this because it's just so different.. kudos 👍
1,434 people found this review helpful
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Arve Limited (QuickCheck)
October 30, 2023
Hi Daniel, thank you very much for your feedback. Nk
Aisosa Dc
December 16, 2025
If you are looking for a loan app with peace of mind, you need to try this app. It's one of the best I have seen so far. Long payment duration and very low interest. My loan was one day overdue and they didn't add more interest. And no threatening messages or calls. Even after overdue, you can still pay what you have that moment and pay the rest later. Customer service is so friendly. I hardly rate apps, but I have to rate this because it's just so different. Kudos.
90 people found this review helpful
Did you find this helpful?
Arve Limited (QuickCheck)
December 16, 2025
Hi Dc,Thank you for downloading our app. We'd love to earn 5 stars, so please write to us at support@quickcheck.ng suggesting what we can do to improve.-Temitope

What’s new

Fix 16kb memory policy issue