Finance Factors Mortgage free app makes the home purchase and refinance process efficient and easy by letting the home buyers, real estate agents, and lenders collaborate on a mobile, digital, seamless, and secure platform.
This is the first app that helps the residential home buyers connect with their most important financial partners, auto-aggregate and securely share necessary financial and related documents with lenders, along the mortgage journey. At all times ensuring visibility on next steps and status, potential challenges, and estimated timeline for loan closure.
At the core, we ensure bank-level security - our multi-factor authorization process builds-in an extra measure of security to verify your identity, your account, and your device. Our AES 256-bit bank level encryption on server for data in-flight and at-rest, allows you to stay confident your data is safe at all times.
We offer the following:
1. Finance Factors Lender Suite - brining transparency to each home purchase transaction (e.g. document requirements, loan status, etc.)
2. Finance Factors Financial Passport - allowing you as a borrower to build your financial DNA, and keep it updated automatically so you are ready to go for a refinance or purchase on your own terms.
3. Finance Factors Collaboration Suite - chat and enterprise content management, allowing for a 100% digital transaction by all parties involved, with the most clear communication to ensure everyone is on the same page.
“Finance Factors takes the hassle out of the current loan process - no more printing, scanning, emailing documents back and forth with the lender. Now, I know exactly what documents are needed, can access them and transfer them securely to the lender, all from my phone. All while knowing where exactly I am in the application process and what’s needed to succeed. Plus my wife knows too.”
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“I liked the ability to instantly deliver a mobile technology to my clients. It made our internal office team much more efficient, allowing us to increase throughput on our loan pipeline and focus on selling and recommending the right loan products, as opposed to chasing documents. Our clients were shocked that a mortgage broker could deliver such a great technology and customer experience after having been jaded many times in the past. Last, our real estate agents were thrilled because they knew exactly what was happening...no longer did they have to pick up the phone and call twice per day on status - saving both realtor and our lending team valuable time.”
Five easy steps to revolutionizing your mortgage experience with StreamLoan :
Step 1: Buyer signs up with their lender for a Finance Factors account, list of loan requirements are provided
Step 2: Buyer securely connects relevant bank, stock, insurance, tax accounts with Finance Factors
Step 3: Finance Factors securely pulls and stores (.pdf) statements as they become available
Step 4: Buyer can share required statements for the loan with the lending team - making them immediatly available to lending team
Step 5: Lender keeps home buyer and real estate agent informed on milestones, additional documents & estimated loan closure timelines
Advanced user features allow customers to define exact time periods, level of permissions, enable multi–user and multi–lender document sharing, allowing buyers to easily share exactly what is required, several times if needed.
Go on, find great lenders who share Finance Factors belief of a streamlined (digital & mobile) mortgage loan for your home. Finance Factors onwards!