Drayapp is an android plus IoT application designed to facilitate payments. In one device you setup an Amount of money you want to receive and in the other one just authorizes withdraw the money and pay it to receiver. In other way, You can send just a simple link and with clicking on it process will be done just if payer authorize it. Nothing else needed!
It’s not NFC based technology it is BLE and you do not need to be in very near of device and it is more secure than NFC because you have BLE signals whenever you want to and you will receive it whenever you authorize it. Nobody without your permission can send or receive your BLE signals which is impossible in NFC to control.
The Most important part is security of information such as payment card details and passwords. We tokenized all details and when you see tokens, they are not real ones we use in program processes. We do not save any card’s information on the server and everything in in the App and by deleting app all will be gone. Daryapp uses a very secure backend server, it’s one of most reliable ones in the world.
In IoT device, everything is the same and it can work very easily with smartphones. This claim tested and it’s Passed! IoT device can be used as a POS and receive money and check it’s received or not. In comparison with POS devices it is very cheaper, more secure. Maintenances can be done from far distance. Printer or any other devices can be added.
Daryapp designed to have in details report, both for payments and receives. Every transaction successful or not will be logged and logs will be available as reports.
You can even request a payment by iBeacon or Eddystone simple device. By turning on a Beacon Daryapp will sense it(if you authorize so) and just amount of money will be omitted here which in app you will specify it and the rest is the same!
Daryapp can be used in very sophisticated payment process such as Open Markets like Amazon GO! Also it can be used in very simple payment process such as plumber in your house which wants to request his wage, and just turn on his Beacon and you will pay by Daryapp.