Plutus | Bank On Crypto

Block Code LTD

About this app

Plutus is a Web3 finance app revolutionising loyalty rewards by blending traditional banking features with blockchain technology. Through its Visa-powered debit card, Plutus has distributed over £20 million in value through rewards to cardholders.

Customers earn 3% back on every purchase. Its FUEL system, planned for 2025, aims to increase rewards to 10% by recycling network fees back to users.

Plutus also adds real-world utility to its +Plus Reward Points, allowing redemptions for rewards earned in-app, including £/€10 gift cards, Air Miles, travel discounts, and more through upcoming releases.

By offering transparency, flexibility, and utility, Plutus is transforming traditional loyalty rewards with limited benefits into a lucrative, blockchain-powered system for greater value.

Ratings and reviews

It's all a scam. You can very occasionally get a gift card with the rewards. But in reality, the app doesn't work, it can barely log you in, when you get to exchanging gift cards only about 2% of the time can you actually receive one. The website is just as bad, it's a real shame as if the scheme actually worked properly it may be something worth paying attention to, but it doesn't. I'd avoid and find other places and reward schemes over this one.

Awful. Do not trust them with your money. I just want to delete my account. They started taking subscription payments again nearly 2 years after I stopped using it and they told me my account had been permanently closed. Impossible to get a response from any contact channels. Even the link to the close your account form on their website is dead, much like this business I suspect. Avoid at all costs.

I used to adore Plutus. it was straightforward, cashback was plainly understandable and the reward perks made sense. But then this year I noticed my card had expired; their core functionality, a card with cashback, is simply not available. The whole UI is now all over the place; completed different design language on each tab. Features locked as "coming soon" several years ago are still not ready. if you get this app today, know that you can't get a card, can't earn cashback. it's useless now.

What's new

Plutus (Spring Release 2026)

- Credits: PGBP, PEUR, PUSD, PAED
- 500+ gift card brands
- Badge Collection
- Notification Help Centre
- Help Centre