This application helps you manage your finances by allowing you to quickly define a standard monthly budget.
☆ This is not an account management, in which you enter your expenses one by one, but a simpler way to quickly define and estimate your total monthly budget ☆
For each revenue or expenses, enter the amount paid for a month, directly or via simple mathematical expressions.
You have three blocks. One for your incomes, one for your constraint spendings and one for other expenses. The difference between blocks 1 and 2 is your "left to live", the difference between blocks 1 and 2+3 represents your potential savings.
For each item, the percentage related to the total of block 1 (your incomes) is calculated.
To enter numbers, simple formulas are available like: 2500*0.78 or 500+(5000*.25)/12 etc etc
The data is then exportable to PDF for printing or other use, including direct import into the Plus version to avoid any data re-entry.
The choice of language, French or English, is possible, in order to force one or the other depending on your preference (overloading automatic detection).
rmk: values are currently limited to 9999
✔ The application is free, without any ads and does not require internet access. Thank you for your comments, ratings and suggestions!
[ The Plus version includes an estimation of annual expenditures, the histogram of your monthly expenses, a gauge to measure the use of revenues, an export to CSV, the possibility to edit the wording of each category, to choose which ones are active anytime and much much more! ]
Keywords: budget, budgeting, monthly budgeting, finances, expenses, expenditures, savings, earnings, bank, account, wallet
Take the payment calculator with you to the car dealership - punch a few buttons to determine how it will affect your monthly payments when your salesperson tells you the dealership has a lower interest rate if you get a 48-month loan instead of a 60-month loan, or if you spend just $5,000 more. Pull it out when your real estate agent tells you he's found the perfect house and it's only $30,000 more than you wanted to spend. Or maybe he knows a banker with a better home loan interest rate than you were able to find online.
New added features include the lifetime cost of the loan and the principal and interest breakdown for any user-selected payment number.
Please note that actual loan payments may include fees and escrows in addition to principal and interest.
Launcher icon generously provided by Aha-Soft: www.desktop-icon.com/stock-icons/free-business-desktop-icons.htm.