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■Characteristics of each service
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1.HOME TICKET
◆If you want to start looking for a home, get diagnosed in 3 minutes
Find out how much you can borrow by entering simple information such as your occupation and annual income on your smartphone or PC.
Once you know the approximate amount you can borrow, choosing a property will be easier!
*Please note that HOME TICKET is a mortgage loan simulation service, and a separate review using the HOME app is required to determine actual loan availability and loan conditions.
URL:
https://dhd-01.iyobank.co.jp /prod/dhdm/pre-credit-exam_cst/static/#/credit/2.HOME app
◆ Speedy completion from application to financing
The screening results will be answered within the next business day after your application.
We can help your property purchase process proceed smoothly.
*However, please note that depending on the content of your application and the timing of submission of required documents, it may take some time to complete.
◆Application available 24 hours a day, anytime, anywhere
You can apply for screening anytime and anywhere using your smartphone! There is no need to visit the store not only for the preliminary screening but also for the conclusion of the contract.
In addition, you can take a picture of the documents necessary for the examination with a camera and submit them by uploading them.
*When applying for group credit life insurance, please note that notification may be required depending on your past hospitalization history or if you are taking medication, so please apply as soon as possible.
*Registration procedures related to mortgage setting must be completed with a judicial scrivener.
◆Supports applications both on smartphones and in stores
Equipped with a chat function where Iyo Bank staff will assist you with the application process.
If you have any concerns about the procedure, please feel free to ask us any questions.
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■Notes
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◆“HOME” and “HOME TICKET” are registered trademarks of Iyo Bank.
◆HOME TICKET is a mortgage loan simulation service, and a separate review using the HOME app is required to determine actual loan availability and loan conditions.
◆The recommended environment for using HOME TICKET is Safari 11 or higher or Chrome 66 or higher.
◆Use of HOME's services for purposes other than simulating and applying for home loans for individuals is strictly prohibited.
◆You may also need to visit the store to use the HOME app.
◆People who can use the HOME app
・Those who can enroll in group credit life insurance
・Those who can agree to a mortgage loan contract using the electronic signature method
・Those who can cooperate with inputting application information and contacting/notifying all parties involved when applying.
・Others who meet the conditions for using “Marugoto Mortgage Loan Wide”
◆You may not be able to use the HOME app depending on the use of funds (refinancing funds, etc.) or special circumstances of the property (priority order). In addition, we may designate a judicial scrivener who will be in charge of mortgage setting procedures.
◆When using the HOME app, please be sure to check the terms of use, agreements, privacy policy, etc. By downloading the HOME app, you are deemed to have agreed to the terms of use.
◆Other than the 15 prefectures of Ehime, Kagawa, Kochi, Tokushima, Hiroshima, Okayama, Yamaguchi, Fukuoka, Oita, Osaka, Hyogo, Tokyo, Saitama, Chiba, and Kanagawa If you are acquiring a property, we will not be able to accept applications for mortgage loans using HOME. Please note that we may decline your request if the property is located far from the main branch of Iyo Bank.
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■Contact information
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Iyo Bank
personal loan center
0120-14-1014
Reception hours
Weekdays 9:00-17:00
*Excludes year-end and New Year holidays (12/30-1/3).
(Note) Please note that we may not be able to answer depending on the content of your inquiry.