To log in, just trace the "login pattern" on the screen. It also supports biometric authentication, supporting speedy borrowing.
■ You can also apply for examination from the app
In addition to entering the necessary information, you can also take a picture of your identity verification document and income certificate and upload it as it is. You can see the review status at a glance!
■ Borrowing from the app
The amount you can borrow is displayed in a pie chart, so you can intuitively understand the usage situation. Enter the loan amount easily with the numeric keypad!
■ Nice features even after borrowing
・Additional borrowing, additional repayment
・Application for credit limit increase review
・ Push notification of monthly repayment date in advance (only for those who wish)
■About the use of the loan
・After borrowing, early repayment is possible on the shortest day. It is not a financial product requiring full repayment within 60 days.
・Period of use: 3 years (automatic renewal)
・ Real annual interest rate: 1.59% to 18%
・Total cost (representative example): If the borrowing amount is 500,000 yen, the interest rate is 12%, and the standard course (A) is used as the repayment method, the total repayment amount is 767,426 yen.
*Information as of April 1, 2023.
*Please check the PayPay Bank website for the latest product details.
・ Customers who have a personal account of PayPay Bank are eligible.
・Depending on the state of your device, you may not be able to receive push notifications.