みずほ銀行アプリ

みずほ銀行

About this app

No need to go to a bank or ATM. Easy access anytime, anywhere, right at your fingertips.

〈Bank Transfer〉〈Balance Inquiry〉〈Payment of Utility Bills and Taxes〉
〈Monthly Income and Expenditure Graph〉〈Asset Management〉

Learn More Here
https://www.mizuhobank.co.jp/direct/app/index.html

Table of Contents
■① Four Key Points
■② How to Use
■③ Important Notes
■④ About Card Loan Use

■① Four Key Points of the Mizuho Bank App

1) Convenient, Safe, and Secure Authentication Method.

App startup uses smooth and secure biometric authentication. Transactions such as bank transfers are also secure, using a password that changes with each login.

2) Check Your Transaction History at Your Fingertips.

You can check your transaction history, including deposits, withdrawals, and bank transfers, anytime, anywhere.

It's smooth and convenient, without the need to manually record transactions like with a paper passbook.

3) Easy-to-Understand Monthly Income and Expenditure Graphs.

The balance between deposits and withdrawals is immediately visible each month, making money management easy.

The graph is easy to understand and can be checked quickly.

4) Easy monthly transfers from your device.

Transfers for rent, remittances, etc., are easy anytime, anywhere from your device. It also supports payments for various taxes and utility bills.

■② How to Use

1) What you need

・Branch number and account number of your primary account
・First PIN
(This is the 4-digit number you set when applying for internet banking (Mizuho Direct))

2) Initial Registration Process

・Download and launch the app
・Follow the on-screen instructions
・Enter your customer information (identity verification)
・Perform SMS authentication
・Perform login settings
・Set up your app password/biometric authentication

Start using!

*Please check compatible devices on the Mizuho Bank website (https://www.mizuhobank.co.jp/direct/app/index.html).

*If you use this service on a smartphone or tablet device other than those compatible with this app, you may not be able to use the service properly, such as experiencing typographical errors or omissions in displayed information, or being unable to submit transaction requests.

*Even with compatible devices, depending on the smartphone's usage status, this app may not function correctly and may be unusable.

■③ Important Notes

*If your smartphone has been illegally modified, this app may not start or function properly.

*To use this app, you need to enable "JavaScript" and "accept cookies."

*Please be extremely careful of fraudulent apps and programs that imitate this app.

*This app has transaction functions, so please take sufficient security precautions and strictly manage your smartphone and login password.

*Separate communication charges will apply for downloading and using this app, and these charges will be borne by the customer.

*Never use access points from unknown sources.

* To protect your personal information, please take sufficient care to prevent the loss or theft of your smartphone, and please manage each device carefully, such as by setting a passcode.

■④ Regarding the Use of Card Loans

1) Shortest and Longest Repayment Periods

Repayment is possible as early as the same day after borrowing.

Please note that this is not a financial product that requires full repayment within 60 days.

2) Effective Annual Interest Rate

2.0% to 14.0% per annum

3) Example of Total Costs for Card Loans

Credit Limit: 1,000,000 yen
Loan Amount: 100,000 yen
Effective Interest Rate: 12.5% ​​per annum
Number of Repayments: 69
Total Repayment Amount: 139,013 yen
*The above is a reference value. Actual amounts may differ depending on your transaction status.

4) Privacy Policy

https://www.mizuhobank.co.jp/privacy/privacy_policy.html

(As of September 3, 2026)

Ratings and reviews

The app works fine usually but very often when trying to open the app, a toasted message comes saying デバーグ設定されています。And multiple options of asking chatgpt, etc have not worked. The phone is an android with Knox security, abd after going through all the developer options etc, nothing works.

App has been fixed as far as crashing is concerned but now the language is 100% Japanese. I can muddle my way through trying to use it, but it was much easier when it would use the English from my phone's OS. Would be good if they allowed a switching option to change the language quickly and easily (and correctly without loosing functionality). Doubt that's going to happen any time soon though.

While the app is fine and operates as it should in Japanese, it is amazing that their app has the option to change the language into English.

What’s new

軽微な改善を実施しました。