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About this app

& Pay is a "smartphone payment" application that allows you to pay for your shopping from your bank account.
・ Start using immediately by registering a bank account
・ You can see the balance of your bank account with just one tap.
・ You can easily pay with one smartphone

◆ Please read first ◆
To use this app, you need to have a & Pay compatible bank account in advance.

& Pay compatible bank account (as of January 2020)
・ Joyo Bank
・ Yamanashi Chuo Bank

◆ Recommended for people like this ◆
・ Those who want to check the bank account balance immediately when they think of it
・ Those who are interested in smartphone payment (cashless)
・ Those who are reluctant to use a credit card

◆ Features of & Pay ◆
[Bank account direct connection type]
& Pay's smartphone payment is linked to your bank account in real time.
・ You can check your account balance when you think of it.
・ Because you cannot withdraw more than your balance, you don't have to worry about overusing it, unlike a credit card.

[Free usage]
Simply register your bank account and you're ready to go. There is no initial cost.
There is no charge for paying the shopping price.

[Easy-to-understand operation screen]
We designed the app so that it is easy for anyone to understand and use.

You can use it with confidence due to security functions such as passcode setting.

◆ Inquiries / Bug reports ◆
It is provided by MTI Co., Ltd. based on a contract with a bank, and is not operated by a bank.
If you have any requests, questions, or problems, please feel free to contact us at the address below.

Please check "Android requirements" in the store for devices supported by this app.
The mechanism of account linkage differs depending on the bank you use. Please check the bank's homepage for support targets when linking accounts.

This application will send the following information to the information collection module "Google Analytics" when it is started for the first time. Please note.
[Information items to be sent / purpose of use]
The transmitted information will be used by us for functional evaluation / improvement and marketing analysis of this application.
Usage status of this application (number of visits to this application, staying time, number of pages viewed, screen transition, etc.)
[Transmission method]
The app automatically sends from the device
Google Inc
[Privacy policy of information collection module provider]
Google Analytics Terms of Service:
Google's privacy policy:
[Means to stop information transmission, impact, etc.]
If you wish to stop sending information, please perform the operation to stop sending information by yourself from the setting menu in this application.
* Even if you stop sending information, you can use the service functions of this application without any restrictions.

* QR code is a registered trademark of Denso Wave Incorporated.
Updated on
Mar 27, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted