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About this app

■ "Pair card" that allows couples and cohabiting couples to manage their household finances
・Another B/43 card that allows you to manage your household budget with your partner!
・One card will be delivered so that each of them can pay.
・ You can check the balance and how much you have used from both apps

■ "Junior Card" that allows parents and children to manage their allowance
・When your child makes a purchase, you will receive a notification in both the parent and child app, and you can share the payment history.
・You don't have to hand over your pocket money in cash because you can transfer money with the app.
・You can use money systematically and practice before you have a credit card.

[Features of B/43]
■ Rechargeable Visa card that can be issued with the app
・You can use your card for payment at Visa-affiliated stores such as convenience stores, supermarkets, drug stores, and online shops.
・It can be used within the range of the deposit (charged), and can be deposited free of charge from bank accounts, credit cards, convenience stores, Seven Bank ATMs, etc.

■ Timeline with easy-to-see payment details and balance
・You can check the current balance, the store where you made the payment and the history of the amount as soon as you open the app.
・ You can easily check the past balance in the graph and understand the overuse.

■ Real-time notification of payment
・You will receive a push notification as soon as you make a payment, and it will be reflected in your usage history.
・Immediately notice any unauthorized use

■ Report function that summarizes monthly expenses
・Monthly expenses are automatically classified into categories such as food expenses, transportation expenses, etc., and can be checked in graphs.
・There is no need for manual input, and the monthly household account book is automatically created.

■ How much more can I use? Budget setting function that understands
・You can set a monthly budget and easily see how much you can spend this month.
・You can also set a detailed budget for each category such as food expenses and transportation expenses.
・A "summary report" will be sent at the end of the month, so it will be useful for reviewing the budget for the next month.

■ Pocket function that allows you to manage your money separately for each purpose
・You can manage money for each purpose, such as travel expenses, medical expenses for children, birthday gifts, scholarships, etc.
・It is also recommended to manage the budget for each week, such as food expenses for the first week, food expenses for the second week, etc.
・You can save the remaining money and use it for other purposes.

■ Cash can be withdrawn from ATMs
Cash can be withdrawn at any time from Seven Bank ATMs nationwide (withdrawal fees apply)

■ Deposit anytime, anywhere "Atbarai Charge"
・This is a convenient deposit method that allows you to make payments "at any time you like" from the month you deposit until the last day of the following month (fees apply).
・Because you can deposit only the necessary amount, there is no need to worry about spending more than the predetermined amount.
・Amount that can be deposited is from a minimum of 3,000 yen to a maximum of 50,000 yen
・Use is subject to review by partners

[Recommended for people like this]
・ Paper household account books and household account book apps are troublesome to input and do not last
・Cash is managed separately in envelopes and unmarked passport cases
・ I want to live with a rough budget for monthly living expenses
・Time is spent withdrawing cash at ATMs that do not charge fees
・I want to get out of paying in installments or revolving every month
・Unable to grasp “how much was spent for what” and “how much more can be used”
・The household budget is split 50/50 with a spouse, cohabiting partner, or sharemate, and the household budget is managed in cash.
・ Frequent reimbursement payments with couples, couples, and friends

[Use like this]
① Register in 5 minutes from the app
② Receive your B/43 card at home
③ Set budget for this month (skippable)
④ Charge the amount you want to use at a bank or convenience store
⑤ Shop at your usual store
⑥ Quickly check the payment notification sent to the app
⑦ Grasp remaining budget at a glance
⑧ Check "Previous month report" at the beginning of the month
⑨ Set the budget for the next month and charge

[Reliable management system]
・Acquired PCI DSS certification, a security standard for the credit card industry, by an external auditing company
・We provide a compensation service in the event of fraud, and can compensate up to 100,000 yen within 30 days.
*Certain conditions apply
・The operating company, Smart Bank Co., Ltd., is registered as a fund transfer business (Kanto Local Finance Bureau Director No. 00084) and is a member of the Japan Payment Service Association.

Please send your comments and bug reports here, not as a review
We will do our best to resolve it as quickly as possible.
Updated on
Jan 17, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted