ZK Pesa- Instant Loan Solution

Chapeo Capital Limited

About this app

🌟 What Makes ZK Pesa Stand Out?
ZK Pesa offers quick and hassle-free cash loans tailored to meet the needs of Kenya's dynamic market. With our streamlined process, borrowers can access funds swiftly to address their financial requirements. Simply provide your M-Pesa account details, and enjoy the convenience of instant cash loans at your fingertips. Our commitment to transparency and customer satisfaction sets us apart, ensuring a reliable and trustworthy lending experience. Experience the convenience of ZK Pesa for all your cash loan needs in Kenya.

💡 How to Tap into the Benefits?
1. Get started with your Kenya phone number and embark on your financial journey.
2. Fill in your basic details and let us take care of the rest.
3. Watch as your loan swiftly lands in your designated account.
4. Stay ahead of the game by making timely repayments and watching your credit score soar.

💪 Join Our League of Loan Warriors!
1. Age must be 18 years and above.
2. Employed/self-employed with a stable income.
3. Possess a mobile phone number with a mobile money wallet.
4. Must hold a national identity card.

💰 Insider Insights into Loans:
- Loan Amount: From Ksh 2000 to Ksh 40,000
- Minimum Loan Repayment Period: 91 days including loan extension
- Maximum Loan Repayment Period: 365 days including loan extension
- Maximum APR: 36%
- Minimum APR: 12%

💡 Tips: Your credit limit and annual percentage rate (APR) are determined by our credit scoring system and will not exceed the APR range mentioned above. Your responsible repayment behavior will increase your credit limit and qualify you for lower interest rates.

📊 Dive into the Numbers with a Loan Example:
- Loan Amount = Ksh 5,000
- Loan Period = 121 days
- Annual Interest Rate = 18.1%
- Total Interest = Ksh 5,000 * 18.1% * 121/365 = Ksh 300
- Total Repayment Amount = Ksh 5,000 + Ksh 360 = Ksh 5,300

🌐 More Than Just Loans - We're Your Financial Partner!
ZK Pesa is here to empower you on your financial journey. With no collateral needed, a seamless online process, lightning-fast approvals, and top-notch security, we've got you covered.

🔍 Questions? We're Here to Help!
Have queries about our loan process? Reach out anytime, and we'll guide you through every step.

Ready to take control of your finances? Let ZK Pesa lead the way! 🌟
Contact Us: [phone]
If you have any questions, please feel free to contact us. We will get back to you within three working days.
- Email: [e-mail]
- Office Hours: Monday to Saturday, 8 AM to 5 PM
- Official Website: https://web.zkpesa.com
- Address: 60 Peponi Rd, Nairobi, Kenya

💡ZK Pesa – Your Gateway to Financial Freedom!

Ratings and reviews

the reason installed the app is because I thought you are truthful when you say (in your advert) that your loans are paid monthly. When you apply this is not the case and this is what creates defaulting culture. (coz you give me hopes to an extent I downloaded the app, only to realise the amount being given and the time frame doesn't really match your advert. I didn't take it though coz It feels like a trap (it won't solve my problem and even if it does the repayment period won't work nicely

To be honest the interest is too high and the moment you made your payment to take another loan they immediately declined and when you try to call their number it's always switched off...what if I made payment to take another loan due emergency and you guys declined it ......you're interfering with your customers trust issues kindly check on this

They are timely in disbursement of funds but have the most unfriendly loan terms. Overall the loan facility is too expensive. I took a loan of 2k and was to return 2,700. I first extended the due date for 740/-. Delayed by 4 days but still managed to pay the principal 2,700. The penalties accumlated to 990/-. I inquired via their customer care but it turned to a shouting match. Calculate & see that for 2,000 I paid 4,400/-. That is just exploitative but go ahead if such debt works for you.

What’s new

More Than Just Loans - We're Your Financial Partner!
1. Optimise user experience
2. New coupon function
3. Fix some known issues