Find loans with 66 financial companies, 'the largest in Korea'! Compare and select over 200 loan products, including 1 financial sector. When you want to transfer to a loan with a lower interest rate, Pinda Substitute Loan!
● Even difficult exchange loans are easier with Bloom! (From 09:00 on May 31st)
Government-supported loan transfer (replacement loan platform) is also easily available on Finda.
You can compare loans based on the criteria you choose, such as interest rate order, limit order, repayment schedule order, etc.
You can add only the products you want to your shopping cart and compare them in more detail.
Through Pinda's unique data analysis, we also recommend the Pinda Pick product that best suits your situation.
Even after receiving a loan, we will manage the loan together to the end through interest calculators and repayment date alarms.
● 2 out of 3 Pinda customers successfully lowered their loan interest rate
2 out of 3 Pinda customers have successfully transferred their loans. (Approximately 70% based on users who executed for the purpose of refinancing loans)
Those who switched loans from Pinda lowered the interest rate by an average of 4.61%p.
Those who switched loans from Pinda raised the limit by an average of 9.52 million won.
Pinda customers saved an average annual loan interest of 520,000 won.
Every month, an average of 420,000 users are checking limits on Pinda.
(Aggregation period: 2022.01.01-2023.03.06)
● Convenient and quick comparison of loan conditions
You can compare and apply for multiple loans, from credit loans to subordinated mortgage loans for apartments, without affecting your credit score.
If you need money urgently, we will find a loan that can be deposited quickly.
You can find the optimal conditions by using various loan calculator functions such as loan interest calculator, year-end settlement calculator, loan transfer calculator, monthly rent calculator, deposit calculator, and savings calculator.
● Smart personalized loan management without worrying about overdue
If you connect My Data, Finda conveniently manages your loans.
Don't worry about being overdue because you forgot. I pin and let you know in advance when and how much you have to pay back.
If you have extra money, you can easily see which loan is better to pay off first.
● Precious personal information to be kept safe
Stop worrying about spam calls! You can block calls asking for a loan at once.
When comparing loans, the phone number is changed to a ‘safety number’ and delivered to the financial institution.
Pinda requests only the necessary permissions for loan management.
Phone: Required for user authentication and device authentication
Installed Apps: Used to detect potentially threatening items among applications installed on smartphones to prevent electronic financial transaction accidents (malicious app detection information and diagnostic information on detected malicious apps)
[Optional authority]-Storage space: Access required when logging in using a joint certificate-Camera: Required for specific financial company loan agreements*You can use the service even if you do not allow the optional rights, but there may be restrictions on the use of some functions.*Android operating system If the version is less than 6.0, all optional access rights can be applied as mandatory selection rights. If you upgrade your smartphone's operating system to Android 6.0 or later and reinstall the Finda app, you can set access rights again.
● Finda Customer Center: firstname.lastname@example.org
[Loan product guide]-Loan limit: KRW 1 million ~ maximum KRW 250 million-Loan period: Minimum 12 months, maximum 120 months-Integrated interest rate range: Minimum 2.56% to maximum 20% per year, maximum 5% preferential rate available-Loan repayment Example: When a loan of KRW 1,000,000 is repaid in equal installments for 12 months at an annual interest rate of 6.5%, the total cost of the loan is repaid at KRW 1,035,557 (monthly payment is KRW 86,296)-It may vary depending on the individual loan product and repayment method.-Preferential interest rates exclusive to Pinda is limited to some affiliated financial company products, and only applies to those who have made loans through Finda's 'Comparison Loan Service'.
Please check the financial product manual and terms and conditions before entering into a contract.
Financial consumers have the right to receive explanations about financial products or services.
Pinda Co., Ltd. is a financial product sales agent and broker (online loan recruitment corporation) that has signed a loan collection consignment contract with a financial company in accordance with the Financial-related Act (Registration No. 2021-007).
Pinda Co., Ltd. represents or brokers a number of financial companies.
Pinda Co., Ltd. is a financial product sales agent/intermediary that has not been granted the right to conclude a financial product contract by a financial company, and cannot directly conclude a financial product contract.
If principal and interest are overdue for a certain period of time, an obligation to repay all principal and interest may arise.
If the loan amount is excessive compared to the ability to repay, the personal credit score may decrease, and when the personal credit score decreases, disadvantages related to financial transactions may occur.
Pinda reviewed 20230526-4 (expiration date 2024.5.30)