머니무브(대출)

(주)머니무브

About this app

📢 Key Features

🔹 📉 Even those with medium credit can get low-interest loans!

We reduce the burden of high interest rates from savings banks, card loans, and capital loans.

Even if you have an existing loan, you can refinance it at a lower interest rate!

🔹 🤖 AI-based credit rating system

Information on 287 CBs + utilization of non-financial repayment capacity data

Accurate credit evaluation and loan screening using machine learning technology

🔹 📊 Check loan interest rate and limit in 1 minute

Just verify your identity and immediately check your loan limit and interest rate

You can safely search without affecting your credit score.

🔹 📱 Information on required app access permissions
(Required) Telephone: Consultation connection and identity/device authentication
(Required) Camera: Take a photo of your ID and submit documents when applying for a loan.
📌 Money Move requests only the necessary permissions to use the service.

📑 Loan Information

✔️ Loan eligible for:

Age 22 or older & annual income of KRW 25 million or more, employed at current job for more than 3 months

Annual income between KRW 20 million and less than KRW 25 million & employed at current job for more than 1 year (employee subscribed to National Health Insurance)

For customers who meet Money Move screening standards

✔️ Loan limit:

Minimum KRW 3 million ~ Maximum KRW 50 million (applied differently depending on individual credit score)

✔️ Loan interest rates:

Lowest 6.5% ~ Highest 16.99% (Reference date: February 2025)

Fixed interest rate: The interest rate determined at the time of loan execution is applied the same.

✔️ Interest is charged when:

Monthly installment (interest calculation: principal × interest rate × number of days ÷ 365 days)

✔️ Repayment method:

Repayment of principal and interest in equal installments: shortest 6 months ~ maximum 60 months (6, 12, 24, 36, 48, 60 months selectable)

Early repayment fee: 1.8%

Platform usage fee: 0% - up to 3% (exemption of credit inquiry fee)

✔️ Late payment interest rate (delay compensation rate)

Loan interest rate + late payment interest rate (maximum 3%)

The overdue interest rate is limited to a maximum of 19.9% ​​per annum.



📌 Loan example (principle and interest equal installment repayment method)

💵 10 million won loan (6.5% per annum, when repaid in 12 months)

✅ Monthly payment: KRW 862,964
✅ Total payment amount (excluding commission): KRW 10,355,570
📌 May ​​vary depending on individual loan conditions





📌 Loan example (principle and interest equal installment repayment method, loan fee included)

💵 10 million won loan (6.5% per annum, repayment in 12 months, 1% loan fee applied)

✅ Monthly payment: KRW 862,964
✅ Total payment amount (excluding commission): KRW 10,355,570
✅ Loan fee (1% applied): KRW 100,000
✅ Total payment amount (including fees): KRW 10,455,570

📌 May ​​vary depending on individual loan conditions



⚠️ Note

📌 Loan contract cannot be withdrawn: Once the loan is executed after raising investment funds, it cannot be withdrawn.
📌 Personal credit score may be affected: When using a loan, your credit score may drop, which may result in financial disadvantages.
📌 Disadvantages in case of late payment: Loss of benefit on the due date, obligation to immediately repay principal and interest, possibility to register as subject to credit information management.
📌 Financial consumer protection:

Before using a financial product, you must check the loan agreement and terms and conditions.

Complaints can be submitted to: [e-mail] or customer service center (1566-3895)

Application for dispute mediation: Application for dispute mediation by the Financial Supervisory Service is possible.

📞 Money Move Customer Center

📌Phone inquiry: 1566-3895 (Operating hours: Weekdays 09:30 ~ 17:30)
📌 Email inquiry: [e-mail]

📌 MoneyMove provides better services through financial innovation. 🚀
📌 Experience trustworthy financial services with continuous updates!

Compliance monitoring review completed_No. 07_2502_02 (2025.02.28)

What’s new

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