eCredit

Easy Credit Moldova

About this app

The "eCredit" mobile app is designed for clients of O.C.N. "Easy Credit" S.R.L. and allows you to manage your existing loans and apply for a new one directly from your phone — quickly and securely.

Key Features:
- Secure access to your loan information;
- OTP (One-Time Password) authentication via SMS or email;
- KYC identity verification via ID scan and facial recognition;
- Pay your loan or monthly installment using a bank card, available 24/7;
- Change the app language;
- Receive important notifications;
- Submit a loan request remotely;
- Locate Easy Credit offices and partners on the map.

Loan Conditions:
- Loan amount: from 3,000 MDL to 300,000 MDL
- Repayment period: from 6 months to 46 months
- Maximum Annual Percentage Rate (APR): 60.83%
- Early repayment fee: 0% – 1%, depending on the timing of repayment
- Hidden fees: No administration fees or hidden charges

Representative Example:
- Granted loan: 10,000 MDL
- Duration: 10 months
- Interest rate: 0%
- APR: 60.19%
- Total cost of the loan: 2,320 MDL
- Total repayable amount: 12,320 MDL
- Monthly installment: 1,232 MDL
- Late payment penalty: 4 MDL / day

Important: Clients have the right to repay the loan early, in full or in part, with a reduction in the total loan cost. The credit agreement may also be revoked within 14 calendar days from the date of signing.

Privacy Policy:
All personal data is protected in accordance with Law no. 133 of 08.07.2011. Full details available at: https://easycredit.md/ro/privacy-policy/
Terms and conditions: https://easycredit.md/ro/terms-and-conditions/
Regulatory framework: https://easycredit.md/ro/cadrul-normativ/