Payconiq by Bancontact

127K reviews
Content rating
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About this app

Paying friends back, buying a new pair of shoes online, paying the electricity bill quickly or settling up for those purchases in-store: it’s so quick and easy to do using the Payconiq by Bancontact app on your smartphone.

Fast, simple mobile payments are within hand’s reach. Connect your Bancontact card, link your bank account to the app and you can start making mobile payments right away. Without jeopardising security: you confirm every payment using your personal PIN code. It’s really quick and easy!

You can use the Payconiq by Bancontact app to make mobile payments anywhere you find Bancontact or Payconiq as a mobile method of payment.

This is what Payconiq by Bancontact enables you to do:

+No cash or cards needed in-store: with your smartphone in your pocket or bag, you always have your wallet with you.
+Pay online without a card-reader: paying online has never been so simple, thanks to the app.
+Pay bills and invoices quickly by scanning a QR code.
+Pay back friends and family in an instant with the app. And you can do it remotely, too!

Download the Payconiq by Bancontact app on your smartphone. For more information, visit

This Payconiq by Bancontact app stores information on your mobile device and accesses information on your mobile device to make registration and authentication possible for security reasons. The Payconiq by Bancontact app uses Google Analytics to track and analyse usage anonymously within the Payconiq by Bancontact app. By downloading, installing or using the Payconiq by Bancontact app, you agree for the Bancontact Payconiq Company to store information on your device and to access information on your device. For more information, including about how consent can be withdrawn and how you can opt out of Google Analytics, as well as your right to access, amend and object to the processing of your personal data for promotional purposes, please read the Bancontact Payconiq Company privacy regulations on
Updated on
Aug 21, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

125K reviews
Thomas Dobbelaere
July 24, 2023
Poor software quality control: the app was completely broken on my device by a software update in April 2023, with no meaningful response from the support team upon contacting them about it. Since the last update (July 2023) it is working again, but I can only hope it's not going to be broken by another improperly tested software update in the future again...
2 people found this review helpful
Bancontact Payconiq Company NV/SA
April 26, 2023
Some Android users are experiencing a problem while updating the app. We are doing our best to find a solution so you can continue to use the app. It is best to contact us by phone at +32 2 234 11 49. That way we will try to help you as best we can. Our apologies for the inconvenience. The Payconiq by Bancontact team
August 30, 2023
Very handy, works fine most of the time but still a shame they removed NFC payment. Security reasons? I don't know, having to unlock your phone already seems far more secure than any bank card you can just tap.
2 people found this review helpful
Antonio MP
September 19, 2023
Normally very fast and effective from home (WiFi), but it fails when occasionally connected with mobile data, at least while I don't have flat connection rate.