GoCredit Instant Personal Loan

GoCredit AI Powered Credit App

About this app

GoCredit AI - Instant Personal Loan App & Improve CIBIL Score

Download GoCredit AI App to check your credit score, get personalised improvement tips, and apply for personal loans up to ₹5 lakhs. Our application connects you with RBI-approved banks & NBFCs offering competitive interest rates with a maximum APR of 36% and flexible repayment periods from 6 to 60 months.

Key Features of GoCredit App:

1. Credit Score Improvement with AI Guidance ● CIBIL Score check & detailed credit report ● Personalised action steps to improve your score ● Monthly credit score updates ● AI-powered credit assessment ● Step-by-step credit improvement plan

2. Instant Personal Loan (As a Loan Facilitator) ● Compare loan offers from multiple lenders ● Loan amounts from ₹5,000 to ₹5,00,000 ● Competitive interest rates ● Loan repayment periods from 6 to 60 months ● Maximum Annual Percentage Rate (APR): 36% ● Quick application process ● Instant disbursement options

3. Secure Your Financial Identity ● Alerts on suspicious credit activities ● Verification of loan closure reporting ● Identity protection suggestions ● Credit report error detection ● Direct lender communication

4. Loan EMI Calculator ● Calculate personal loan EMI instantly ● Compare different loan options ● Plan your EMI payments ● Make informed borrowing decisions

Example Personal Loan Calculation: For a loan amount of ₹1,00,000 with 12-month tenure: ● Interest Rate: 12% per annum ● Processing Fee: 2% = ₹2,000 + GST ● Monthly EMI: ₹8,884 ● Total Interest: ₹6,608 ● Total Repayment: ₹1,06,608 ● APR: 18.1%
Personal Loan Eligibility: ● Age: 21-58 years ● Minimum monthly income: ₹15,000 ● Valid PAN card & address proof ● Active bank account ● Indian resident ● First-time Credit Users welcome

Documents Required: ● PAN Card ● Address proof ● Professional details

How to Apply:

Download GoCredit loan app
Complete quick registration
Check and increase your CIBIL score
Upload required documents
Get instant loan offers
Select suitable personal loan offer
Receive instant disbursement directly from lender

Important Information: GoCredit AI is a loan facilitator/aggregator only, not a direct lender. We connect users with RBI approved Banks and NBFCs. GoCredit AI does not provide loans directly and has no control over loan approval decisions or final terms offered by lending partners. All loans are subject to lender approval and credit assessment.

We collect user data solely to match you with appropriate loan offers and will not share your data with any third party except the lenders you choose to apply with.

Customer Support: Email: [e-mail] Phone: [phone]

Legal Information:

Privacy Policy: https://www.gocredit.money/privacy-policy
Terms of Service: https://www.gocredit.money/terms-of-use
Loan Terms and Conditions: ● Minimum repayment period: 6 months ● Maximum repayment period: 60 months (5 years) ● Maximum Annual Percentage Rate (APR): 36% ● Interest rates: 10.99% to 24% per annum ● All loans comply with RBI guidelines

Our Registered Lending Partners:

Whizdm Innovations Private Limited https://moneyview.in/digital-lead-partners

KNAB Finance Advisors Private Limited https://abhiloans.com/partners/

Frequently Asked Questions:

How does GoCredit AI improve credit scores? GoCredit AI analyzes your credit report and provides personalised recommendations based on your unique credit profile.

How can I apply for a loan through GoCredit? Simply download the app, check your credit score, review available offers, and apply for the loan that suits your needs.

Is my data secure with GoCredit? Yes, we use security protocols to protect your information. We only share your data with lenders you choose to apply with.

Note: All loans subject to credit approval. EMI calculator results are indicative. Actual terms may vary based on lender policies.