Jupiter: UPI & Credit Cards

Amica Financial Technologies Private Limited

About this app

Jupiter Money is India’s most-loved financial wellness app, trusted by more than 2.8 million Indians.

Get rewards on UPI payments with a lifetime-free credit card
→ Get the Edge CSB Bank RuPay Credit Card, exclusively on Jupiter
→ Lifetime free credit card with no joining or annual fee
→ Switch between shopping, dining, and travel for 2% cashback
→ Assured cashback on credit card & UPI payments
→ Scan any QR & pay with this UPI credit card
→ Get Insights on all your UPI & credit card payments
→ Welcome voucher of ₹250 from Swiggy, Myntra, & more
→ Get up to ₹7,00,000 credit limit


Already have a RuPay Credit Card? Link any RuPay Credit Card on Jupiter for up to 2% assured cashback, 70+ brand offers, and exclusive rewards!

Earn 1% Rewards on your spends* with UPI payments & Debit Card
→ Fast & secure UPI payments with BHIM UPI
→ Track expenses with spend categories
→ No hidden fee, charges
→ Your money is insured up to Rs. 5 Lakh by DICGC

Always stay in control of your money
→ Track all bank accounts in 1 place
→ Track your Cash Flow & Net Worth for free
→ Set a monthly Budget to reduce overspending
→ Track repeat monthly payments & bills with Money Calendar
→ Get regular bill reminders to improve your credit score

Upgrade to the most rewarding corporate Salary Account online:
→ Earn up to 1% cashback on spends*
→ Get advance salary with Mini Loans up to Rs. 1,50,000 at 0% interest
→ Save up to ₹3500 every month on Forex charges

Mutual Funds on Jupiter: The smarter way to invest online!
→ Earn up to 1.5% extra returns with 0-commission Direct Mutual Funds
→ Invest once, or auto-invest daily, weekly, or monthly
→ Start small with No-Penalty SIPs starting at just ₹100

24K 99.99% Purest Digital Gold on Jupiter
→ Buy & sell anytime
→ Invest once, or auto-save daily, weekly, or monthly

Jupiter Money collaborates with various lending partners to offer instant personal loans through its digital lending platform.
→ Get a Mini Loan up to Rs. 75,000
→ Get a Personal Loan up to Rs. 5 Lakh
→ Track your Loans and never miss an EMI payment

Lending partners:
Amica Finance Pvt Ltd (AFPL)
Kisetsu Saison Finance (India) Pvt.Ltd (Credit Saison India)

> The minimum period for loan repayment is 3 months. The maximum period for loan repayment is 12 months.

Annual Interest rate (monthly reducing rate): 16-28%
Maximum APR: Up to 36%

The APR is calculated using several factors such as the principal amount, return on investment, processing fee, and the tenure of the loan.

> Example:
Loan amount: Rs. 1,00,000
Interest - 16% p.a
Tenure - 12 months
Processing Fee - Rs. 2,360 (Including GST)
Disbursal amount - Rs. 97,640
EMI - Rs. 9,073
Total Interest - Rs. 8,877
Total amount payable - Rs. 1,08,877

For queries & support: [e-mail]

Jupiter uses the following permissions to secure your account:
Location: To detect any suspicious activity in your account (required by NPCI for UPI transactions)
Contacts: To help securely send money to friends and family with UPI
Camera: To scan QR codes and to verify your identity with a photo
Phone: To link your number to your account on Jupiter
Send and read SMS: To verify your number, register UPI, and help track transactions and bill payments

Disclaimers:
Jupiter is a marketplace which offers different products including loans, investment, co-branded cards in partnership with the different regulated entities. Jupiter itself is not a bank and doesn't hold or claim to hold a banking license. The Savings Account, Fixed Deposit, co-branded VISA debit and credit card are issued by Federal Bank. All funds in the account are insured up to approved limits by DICGC. The Edge CSB Bank credit card is issued by CSB Bank and exclusively available on Jupiter. Jupiter Money application is owned by Amica Financial Technologies Private Limited.

Ratings and reviews

i don't understand what developers are doing. i am not able to set up my upi registration and previous tried for same app shown we are waiting for auto read the otp but waited for 30 min and not able to read the otp received, also there is no option to enter it manually. i am not able to use my credit card and the customer support are the worst. Just AI chat boat, no live agent support. Pethatic services.

I used to love using Jupiter – it was my go-to app for all my banking needs. The interface was sleek, simple, and user-friendly, making it a standout among other banking apps. However, things have changed recently. The app now feels cluttered with banners and promotions, which really takes away from the clean experience it once offered. It's also become buggy, making even basic transactions frustrating and unreliable.

Installed it and uninstalled it in a day, app is faulty and it keeps asking for my verification, received 6 otp's still the verification couldn't complete and just kept looping on the unlock with biometric section. Fix the app so people like me don't end up wasting their time on this non sense. There is no option to delete my data since I couldn't even get past onboarding. How do I chat with someone to delete my data, there is no information about this on the website.