Tala: Borrow Cash in Minutes

Tala Mobile

About this app

💰Get credit and loans from $300 MXN to MXN 22,000 in minutes with Tala.*
Loans available with direct deposit, no proof of income or collateral required.

More than 13 million people trust Tala. Our process helps you get loans for what you need, when you need them, online, fast, secure, and with no credit check.

Apply for your loan today and receive a direct deposit into your bank account or withdraw it in cash.

You can qualify for higher loan amounts and other benefits by making on-time payments. Apply for your loan today.

👉 Why Tala?
✅ Access to cash with Tala—get up to $22,000
✅ Cash when you need it. No credit check
✅ Online loans with direct deposit to your bank account
✅ Choose your repayment term: 61 to 120 days.*
✅ Increase your credit limit with a good payment history (restrictions apply)
✅ Customer service available 24/7
✅ Get a $100 discount on your next loan for each referral***

🛡️ Trust and security
✅ Tala is registered with CONDUSEF** and operates in accordance with sound collection practices that comply with applicable regulations
✅ +13 million people trust Tala to get credit in just a few clicks

•Annual Interest Rate: min. 201%, max. 432% excluding VAT
• Minimum repayment period: 61 days, Maximum repayment period: 120 days***

Example Rates:
$1,000 Loan with a 61-day term:
•The total one-time fee will be $410 (41%)
•VAT of $66 for a total of $1,476
•APR Information: 806% without VAT

About the loans
• Credit limit: $300 MXN to $22,000 MXN
• Pay a fixed interest rate starting at 11%, depending on the date you choose.
• Fixed annual interest rate, minimum 201% and maximum 432% excluding VAT
• Choose your payment dates based on the approved loan amount
• Repayment period can be from 61 to 120 days

💵 Secure loans

*Review your credit agreement. Subject to credit approval.
**See details condusef.gob.mx or call 55 53 40 09 99 and 800 999 8080
***Terms and conditions of the referral program: talamobile.mx/programadereferidos

👉How does Tala work?
✅Download the app and register your phone number
✅Answer the questions and upload your INE
✅Choose your loan amount and payment date
✅Enter your bank account information so we can deposit the approved amount

💵How do I pay my loan?
Interbank transfers (SPEI) or deposits at Red Paynet or OXXO stores

✔️ Requirements
🇲🇽 Be a resident citizen of Mexico, 18 years of age or older
🪪 Have a valid INE and an active phone number

💚Grow with Tala
Tala is your financial ally.

Review the loan terms and conditions
https://talamobile.mx/terminos-y-condiciones-del-uso-de-la-app-tala-mobile/

Average Annual Percentage Rate (APR) 921% excluding VAT. For informational and comparison purposes only. Calculation date: November 2025.Check the fees applicable to your contract at: https://registros.condusef.gob.mx/reco/

Your ability to pay should not exceed 35% of your income; the cost of non-payment is very high.
A one-time late payment fee of 15% of the outstanding balance applies to loans with past due dates. Terms and conditions may apply.

Privacy
The data collected is used to verify your identity and create your credit profile. We will not disclose your information without your consent or sell your data to third parties. Privacy policy: talamobile.mx/aviso-de-privacidad-mx/

Contact
Email: [e-mail]
Website: www.talamobile.mx
Address: Colima 161, 4th floor | Col. Roma Norte | Delegación Cuauhtémoc | CP 06700 | Mexico City

Tala offers recurring credit line limits.

Ratings and reviews

The service is fine, is pretty good to get a loan done, and the new credit limit system is very unique and low on interest rates compared to similar services. But, support has no intent for the end user to provide feedback, and they seem to also have had support to deposits on bank services that are now suspended and have never being fixed. So the ecosystem is OK, and if you are not under the unlucky list of disabled bank providers, then loaning with them is alright.

Awful experience as far as getting support... It's been 9 months since the last time I was promised to be eligible again for a loan, I got to the highest level of money lending and all of them paid in full within deadline except for the last one with an overdue of 5 days only.... Since then the answer from the "experts" is that it could take up to 4 months to get back to request money, well it's been 9 months... Any thoughts?

Subprime Financing! A product is not intended for people with impoverished economic backgrounds.