Novacard - Tarjeta de Crédito

Unitron Technology, S.A.P.I. DE C.V.

About this app

Your digital card always with you, all from your cell phone, hassle-free.

New “Invite Your Friends” Program Earn $500 for each approved friend, and your friend receives $200. Share your link and earn. See terms and conditions.

We are Novacard, a credit card with no hidden fees. You decide how much to pay at all times.

Our offer is simple: a credit card with no interest, no annual fee, and no surprises. You only pay a fixed fee when you use your credit line, and you earn cashback on everything you buy.

Earn cashback on every purchase: • 0.5% cashback on all your purchases. • 5% cashback at supermarkets. Your money goes further every time you use your Novacard.

Everything you can do with your Novacard account:

Apply for your digital credit card in minutes.

Activate your virtual card instantly and receive your physical card at home.

Check your balance, make payments, send transfers, and manage your credit line.

Lock or unlock your card in the app whenever you need to.

View your statement and the details of each purchase.

Receive real-time notifications in your Novacard app.

With your digital account, you have control of your personal finances with just a few taps.

How does our credit card work? Unlike other cards, Novacard doesn't charge interest. You only pay a fixed, clear, and straightforward fee. You choose how to use your credit line and how to pay.

Option 1: Fee of $19 MXN per day of use for 14-day periods. Minimum payment: $350 MXN. If you don't pay on time, a daily fee of $19 MXN applies.

Option 2: If you pay your entire credit balance before the due date, there is no fee. If you pay only the minimum (MXN $550), a fee of MXN $29 will be charged for each day of use. Late payments incur a daily fee of MXN $29.

Your credit line is clear and always under your control through the Novacard app.

Security and trust in your digital card Your digital credit card is protected by the highest security standards. In case of theft or loss, you can block your card instantly from the app.

We comply with all Mexican regulations, including the Personal Data Protection Law. Your digital account is secure, and the information you share is used exclusively to process your credit line.

Novacard benefits at a glance: • Free digital account with instant opening. • Cashback on all your purchases: 0.5% always and 5% at supermarkets. • Credit card with no interest or hidden fees. • Clear and fixed fees. • Complete management from the app: balance, payments, transfers, blocking, and replacement. • Human support, no bots. • Free card replacement up to 2 times per year.

Live with purpose with Novacard! Join the thousands of Mexicans who already enjoy a reliable digital account, a modern digital credit card, and an app designed to simplify your payments, transfers, and balance management.

Ratings and reviews

An excellent app, for everyday needs and unexpected situations.

weak, the operator called me again. She calls me everyday even after I tell her no for the 50th time . then she lies to me say I'll be approved a say no I don't wanna pay activation fee. She say no you won't with us. she guaranteed me I would just down load app and get approved even if it was a little bit I would have been okay because it would be my obligation. but not if I'm tricked into it . frauds

Easy to obtain and very reliable

What’s new

Descubre una nueva forma de manejar tus finanzas: más control, transparencia y beneficios reales para tu día a día. La misma app que ya conoces, ahora más moderna, más cercana y pensada para acompañarte en cada paso