Parkson Credit

PARKSON CREDIT

About this app

Parkson Credit Mobile App – Your Financing Account, Simplified
Already a Parkson Credit customer? Manage your hire purchase or personal loan account anytime, anywhere. The Parkson Credit App gives you complete control over your financing with instant access to account information and customer support.

What You Can Do:
●View Your Loan Account
Check outstanding balance, payment schedule, transaction history, and loan details instantly.

● Make Secure Payments
Pay your monthly instalments quickly through trusted payment channels, all from your phone.

● Submit Payment Receipts
Upload proof of payment directly through the app for faster processing and verification.

● Request Important Documents
Request for Verification of Consent (VOC), disbursement letters, or settlement statements with just a few taps.

● Get Instant Customer Support
Chat with our team in real time for early settlement enquiries, account assistance, or general questions.

● Update Your Profile
Change contact details, update personal information, and manage your account settings securely.

● Stay Updated
Receive notifications for payment due dates, payment confirmations, and important account updates.

● Apply for Personal Loans (Selected Customers)
Eligible customers with good payment records can apply for additional personal financing directly through the app.

Why Use the Parkson Credit App:

● 24/7 Account Access – View your loan information anytime, no need to call or visit
● Fast Payments – Multiple payment options, instant receipt uploads
● Secure & Private – Bank-grade security, ISO 9001:2015 certified company
● Instant Support – Live chat for quick responses to your questions
● Document Requests – Get letters and statements without paperwork hassle
● Convenient Updates – Manage your profile and preferences on the go

About Parkson Credit
Parkson Credit Sdn Bhd is a licensed financial services provider and wholly-owned subsidiary of Parkson Retail Group Limited (Lion Group). We provide Shariah-compliant hire purchase financing for motorcycles, consumer electronics, and furniture, as well as personal loans for selected customers across Malaysia.

Download the app today and take control of your financing journey.

Personal Loan Information & Disclosure

Loan Amount: RM1,000 – RM3,000
Repayment Period: 6 to 18 months
Interest Rate: Up to 18% per annum
Maximum APR: 31.96% per annum

Representative Example:
A personal loan of RM1,000 over 18 months at 31.96% APR would result in:
- Monthly repayment: RM70.56
- Total amount payable: RM1,270.08
- Total interest payable: RM270.08

All fees and charges are included in the APR calculation. Loan approval is subject to eligibility criteria and credit assessment. Terms and conditions apply.

Parkson Credit Sdn Bhd is licensed under the Moneylenders Act 1951.
KPKT License No.: WL6777/14/01-5/280227, License Validity Period: 1/3/2025 – 28/2/2027

Advertisement Permit No.: WP6777/14/01-3/280227, License Validity Period: 1/3/2025 – 28/2/2027