Morse (formerly Sling Money)

4.6
7.6k reviews
Content rating
Everyone
500k+
Downloads
Content rating
Everyone
Learn more
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About this app

Morse (formerly Sling Money) is the global account for expats, freelancers, nomads, and remote workers. Whether you recently moved abroad, have family in another country, or live across borders, your bank probably wasn't built for it. Morse was. Spend anywhere with a Visa card, move money between your accounts worldwide, send money to 150+ countries, and get paid from companies abroad in USD and EUR. Sign up in minutes and add money via bank account, Google Pay, or Apple Pay. Best exchange rates, low fees, no surprises. 

SPEND ANYWHERE WITH YOUR MORSE CARD.
Get a virtual debit card linked to your Morse balance and spend anywhere Visa is accepted. Travel anywhere and pay in dollars, euros, or local currency. No markups, no conversion surprises. Pay for subscriptions, add to Apple Pay and Google Pay, and earn cashback on your spending. 

MOVE MONEY BETWEEN YOUR OWN ACCOUNTS.
Got accounts and wallets spread across the world? Morse connects them all. Move money between your own accounts without the usual cross-border transfer costs. Whether you get paid abroad, just landed somewhere new, or split life across countries. International transfers in seconds, not days. 

THE REAL EXCHANGE RATE. ALWAYS.
Morse uses the mid-market exchange rate. The same one banks use with each other. No markups. No hidden fees. What you see is exactly what gets sent. Convert USD to MXN, USD to BRL, EUR to USD, and more. Compare that to what your bank charges. 

GET PAID FROM DEEL, UPWORK OR COMPANIES ABROAD.
Working for companies abroad? Get local USD, EUR, MXN, and BRL account details so clients and employers can pay you like a local. Get paid from Deel, Upwork, and more directly into your Morse account. They send a normal bank transfer, you receive international payments in Morse and use it however you want in a few taps. 

SEND MONEY TO FAMILY AND FRIENDS IN 150+ COUNTRIES.
Send for free, in seconds, to anyone on Morse. Send to Mexico, Brazil, and 150+ countries. Support your loved ones from wherever you are. 

TRUSTED. REGULATED. SECURE.
Morse is a regulated, secure money app trusted by hundreds of thousands of people and built with bank-grade security from day one. Morse is self-custodial, which means only you can access your wallet. ISO 27001 certified, and protected with strong customer authentication, 24/7 fraud monitoring, Verified by Visa and Mastercard SecureCode. Need help? A real person is always available.
Updated on
18 May 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and App info and performance
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
7.59k reviews
Daniel Connelly
16 May 2026
*EDIT* Account got disabled, but re-enabled very quickly when I reached out here and in email. Morse CEO admitted a mistake and went through how they would improve their system. The near 5 star rating on the app seems congruent with their level of customer support. Morse is very fast and easier to use than Coinbase in my opinion, so now I have two options when sending/converting money. Thanks, Morse Team!
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Avian Labs
15 May 2026
Daniel, we have an obligation to ensure compliance with US and international law, in the same way as Coinbase. That does sometimes require us to close accounts. In this case, however, I believe we made a mistake and I would like to fix it with you. I have emailed you directly about this as well. Yours, Mike Hudack co-founder & CEO
Zoe Phiri
18 March 2026
the company is good but it's losing it gradually, at first they reduced limit weekly from $7500 to $3500 now they have reduced to $500 ,,, can u imagine in a week they expect you to only do transaction of $500 or less. even one transaction for that limit is not enough. these people don't care I can conclude. this is mockery. the next we will discover that they are not operating . sling money kindly reconsider going back to $7500 weekly.
2 people found this review helpful
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Avian Labs
18 March 2026
Our limits are set dynamically based on a number of factors. We reduced the limit of a small number of users to $500 because they were using the product in ways that violated our terms and conditions. We felt this was a better option than closing your account. Yours, Mike co-founder & CEO
Kn Arsene
25 January 2026
This app has been a lifesaver for me. I never thought I’d find something like this. It’s fast, reliable, and most transactions are free, which is amazing. It really removes the barriers to international transfers. Thanks to adding Withdrawal via Stablecoins. but some would not easily find it as it seems to be hidden in other currencies.
78 people found this review helpful
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Avian Labs
2 February 2026
Thanks! You can withdraw stablecoins like USDC. Just add your destination wallet to sling like you would any other transaction account. We'd love to use your review on our website, would you mind emailing ali@slingmoney.com if you're alright with this? Thanks!

What's new

Welcome to Morse! We hope you’ll try our product, and we’re looking forward to your feedback so we can make it better!