Banca Móvil BAC Credomatic

41.7K reviews
Content rating
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About this app

Keep control of your personal finances and enjoy an innovative experience, with Banca Móvil you can check balances, transfer money to accounts at other banks, pay for your services and make top-ups from your mobile device.

Learn about everything you can do in Banca Móvil BAC Credomatic:

Balance inquiry:
[+] Check the balance of your bank accounts, cards, savings, loans, pension funds and investments on the same screen.

Bank accounts:
[+] Consult balances and movements.
[+] Share account number easily.
[+] Use the “I want” menu for quick options.
[+] Check the retained movements.
[+] Resend proof of past movements.
[+] Quickly view your card details.
[+] Temporarily block and unblock when you want debit cards.

Credit Cards:
[+] View recent transactions, and transactions from previous months.
[+] Temporarily block and unblock when you want credit cards.
[+] View and redeem the points of the loyalty plan of your cards
[+] Consult the Payment dates and the minimum and cash payment amounts.
[+] Consult the details of the financing
[+] Pay your card or those of third parties with your bank accounts.
[+] Check your payments made on the day.

[+] Transfer money between your accounts or to third-party BAC accounts.
[+] Make transfers to other banks either SINPE or ACH.
[+] Make "Sinpe Móvil" transfers (Costa Rica Users).
[+] Send money with Kash to your contacts already registered. (1)
[+] Share the receipt.
[+] Identify with a "star" the destination accounts that are safe favorites and that do not require the use of a security device.

Cardless Withdrawal:
[+] Withdraw money from the ATM or Rapibac points only with a code created from the App.
[+] See historical withdrawals and pending withdrawals.
[+] Cancel any withdrawal codes you no longer need to get your money back right away.

[+] Add or remove paid favourites.
[+] Edit the name of your favorites.
[+] Consult the service payment history.
[+] Sort your favorites according to the order you want.

My Finances:
[+] Check the expenses and income of your products.
[+] Recategorize payments according to your preferences.

Planned Savings: (2)
[+] Open new accounts and create new planned savings.
[+] Consult the movements associated with savings.
[+] Make extraordinary savings on your BAC Goals.

[+] Manage issues related to your accounts, cards, etc.
[+] See the history of requests made.

[+] Check the total loan balance.
[+] Make your loan payments.

Other features:
[+] Activate your BAC Code and keep it simple.
[+] Enter with fingerprint.
[+] Perform transaction approvals.
[+] Manage the devices you sign in from.
[+] Consult the exchange rate.
[+] Change your card PIN.
[+] Contact us via WhatsApp.

(1): Enabled in Guatemala, Honduras, El Salvador and Costa Rica.
(2): Functionality not enabled for Nicaragua.

Requirements for operation:
[+] Android 8 or higher, in lower versions the correct operation is not ensured.
[+] Updated applications such as Google Chrome and Android System WebView.
[+] Requires stable internet connection.

If your device has problems due to the Android version, we suggest using the website: on your mobile browser.
If you have questions or problems with any functionality, you can visit our

We are always innovating and improving. If you want to suggest improvements, write to us at
Updated on
Mar 17, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
Data can’t be deleted
41.7K reviews
Dina Rodriguez
January 9, 2023
App keeps draining my battery and working in the background, even after logging out. And it keeps working in the background and I have to manually stop the app every single time I open it. And even after I manually stop it, I get notifications from my phone saying that I need to put the app in deep sleep mode because it's draining my battery and because it keeps crashing and getting errors. Please update the app to fix these issues asap!
4 people found this review helpful
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BAC Credomatic Network
January 10, 2023
¡Hola Dina! Le comentamos que puede deberse a la funcionalidad de pagos con el celular, si aún no la utiliza y si cuenta con una tarjeta Visa o Mastercard, puede activar la funcionalidad, por otro lado si desea desactivarla puede hacerlo desde la configuración de su teléfono, además le aclaramos que no hay procesos adicionales ejecutándose. SA
David Ruiz
January 10, 2023
like the app, improving a lot lately... never had issues with it, and I can see how they are adding more features with time
1 person found this review helpful
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BAC Credomatic Network
January 10, 2023
¡Qué alegría, 5 estrellas! ⭐ Agradecemos su comentario David, estamos para servirle. 😊 SA
Mariano Reyes
November 2, 2022
This is the worst banking app that I've ever used. I cannot even get to the main screen because of that god-damned application error msg and you came up with the great idea of integrating your marvellous app with Codigo Bac. You're really stupid.
17 people found this review helpful
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BAC Credomatic Network
November 2, 2022
¡Hola Mariano!, somos el Equipo de Soporte de Banca Móvil. Por favor escríbanos a nuestro correo electrónico Para poder prestarle un servicio de calidad, requerimos alguna imagen o video sobre el problema. Muchas gracias. SA

What's new

- Now you will be able to resend receipts of past transactions by accessing the account details and clicking on the transaction you want to share.
- You will also be able to sort the list of payments.
- We have increased measures for your security, you will be able to register in Código BAC by validating your facial features (Applies only to Panama and Costa Rica).
- And finally in some transactions for your security, facial validation will be requested (Applies only Panama and Costa Rica).