Cringle works with every German or Austrian bank account and offers you a fast & comfortable alternative to classic bank transfers. Without any fees or charges.
Send money to or request money from any contact in your phonebook using your existing German or Austrian bank account. You don't even need to know details such as the IBAN of the recipient - just the mobile phone number.
💡No searching for an ATM, no stress, no hidden charges
▸ Are you collecting for a present but everyone forgets to bring cash?
▸ 30 Euro for the babysitter or your yoga class but you had no time to go to an ATM?
▸ Are you meeting friends but forgot your wallet at the office?
Simply send or request money with Cringle: fast, stress-free and free of charge.
🔍 No fees
▸ Sending and requesting money with Cringle is free of charge: Thanks to our strong partners we don't charge our customers any fees.
▸ Cringle works with any Geman or Austrian bank account.
▸ Money is transferred directly between checking accounts without any detours.
▸ No credit card required to use Cringle.
🔒Your security is our highest priority
▸ Each transaction has to be confirmed by you via Cringle-PIN or Touch ID.
▸ All bank transfers are handled by our partner Deutsche Kreditbank AG (DKB) and fully comply with German banking regulations and security standards. We use 256-bit SSL encryption and European servers for data transmission.
💸 How does Cringle work?
▸ Register, verify your bank account and choose your unique PIN
▸ Select a contact or enter a mobile phone number directly
▸ Enter the amount and confirm the transaction with your PIN or Touch-ID
▸ Friends without a Cringle account will receive a text with a Cringle.me link to a secure site where they specify which bank account the money will be transferred to.
▸ You get an email after every transaction and once month a transaction overview
Do you want to split a bill and instantly share the costs with your friends?
It's super easy: Press "request" instead of "send" and your contact will be immediately notified.
🥇 Strong financial partners
We work with trusted and established financial partners who help us shape the future and guarantee safe and secure transactions:
▸ DKB – Deutsche Kreditbank AG
▸ Consorsbank (BNP Paribas S.A.)
▸ Bankhaus August Lenz
▸ DVAG - Deutsche Vermögensberatung
🍫 Pay for your snacks with Cringle
Do you need a snack to concentrate? These snack partners accept payment via Cringle:
💌 Donate with Cringle
Support a charity or NGO with a direct contribution - simply select "donation" instead of "contacts" while doing a transaction. Of course we don't charge any transaction fees to the charities: 5€ donated = 5€ received.
Here are some of our donation partners:
▸ Aktion Deutschland Hilft
▸ Die Arche
▸ Plant for the Planet
▸ German Doctors e.V.
We value your feedback! We are very happy to answer your questions, suggestion and help you with any issues you might experience with our app. Just contact us at: email@example.com.
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For more information visit our website https://cringle.net