Home Credit: Loan, EMI, Deals

4.4
165K reviews
5M+
Downloads
Content rating
Rated for 3+
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About this app

Home Credit – One of India's Fastest Loan App.

Use the all-new home credit loan app to get an instant loan up to β‚Ή5,00,000 in just a few minutes with minimal documentation. Our Annual Interest rates are as low as 19.5%* & you can choose from a flexible repayment tenure of 6 to 48 months at a low processing fee ranging from 0% to 5%*.
*The annual interest rates will vary as per the risk profile of the customers.

🫴 What We Offer:
✨ Instant Personal Loan
We offer instant personal loans to existing Home Credit customers who are salaried or self-employed individuals with flexible repayment terms of 6 to 48 months for a loan amount of up to β‚Ή5,00,000. With 100% online process, you can get cash loan online up to β‚Ή5 Lakhs with just 2 documents. Apply for a quick loan online and get instant approval in just 5 mins.

✨ Flexible Personal Loan
Be it business expense, or any other emergency cost, our super-flexible micro loans can be your savior.
You can apply for our Flexible Personal Loan with instant approval to get access to funds of up to β‚Ή1,00,000. It allows you for a small loan and pay interest on only the amount you use.
We have a flat annual interest rate of 39% on our Flexible Personal Loan & you can make repayments anytime during the flexi limit period of up to 36 months.

πŸ“‹ Fees & Charges:
βœ… Joining Fee: Zero
βœ… Annual Renewal Fee: 2% of allotted credit limit
βœ… Transaction Fee: 2.5% on each withdrawal amount

✨ Exciting Deals
βœ… Get amazing deals on electronics, appliances & more at nearby partner shops.

Home Credit is a one-stop solution to all your financial needs from the convenience of your phone. Our personal loan app assists you to get easy access to money in emergencies and cover all your expenses with ease.

πŸ“‹ Who Can Avail?
Our simple and easy eligibility criteria help existing Home Credit customers to apply for a quick & easy small loan.
βœ” Age: 18 to 60 years
βœ” Nationality: Should be an Indian citizen.
βœ” Income source: Should be a salaried, pensioner, or self-employed individual.
βœ” Bank account status: Active
βœ” Relationship with Home Credit: Existing Customer (should have availed Ujjwal EMI Card/ Consumer Durable Loan/ Personal Loan/ Flexible Personal Loan in the past)

πŸ“‹ How To Apply For Online Personal Loan?
πŸ‘‰ Download the Home Credit App
πŸ‘‰ Register with your mobile number.
πŸ‘‰ Complete Loan Application
πŸ‘‰ Fill in your required personal details and complete your loan application.
πŸ‘‰ Enjoy Instant Approval
πŸ‘‰ Enjoy hassle-free personal loan approval & quick funds disbursal within a few hours!

✨ Why Choose Home Credit?
βœ” Trusted by over 1.7 Crore+ happy customers
βœ” More than 53,000+ Partner Shops
βœ” Presence across India in 600+ Cities

✨ Representative Example:
For Flexible Personal Loan limit of β‚Ή50,000 and a withdrawal amount of β‚Ή10,000 for 1 month, a user would pay:
β€’ Joining fees: β‚Ή0
β€’ Transaction Fee: β‚Ή250 (2.5% of withdrawal amount β‚Ή10,000)
β€’ Interest: β‚Ή320.5 (interest calculated on withdrawal amount and transaction fee)
β€’ Total Repayment Amount: β‚Ή10,570.50

At Home Credit, we ensure absolute safety of our customers using world class security & privacy standards to protect their data, ensuring a safe borrowing experience. All information requested from Home Credit is only used to generate the best offers for you.

Contact Us:
πŸ“§Email: care@homecredit.co.in
πŸ“±Call: +91-1246628888 (Between 9:00 AM - 6:00 PM, All Days)
🌐Website: https://www.homecredit.co.in/contact-us
🏒Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India
Updated on
Oct 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Messages, and Device or other IDs
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
165K reviews
Vicky Choudhary