Paytm: Secure UPI Payments

4.7
21.7M reviews
500M+
Downloads
Content rating
Everyone
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About this app

Paytm (पेटीएम) - Built for India. Trusted by 45 Crore+ Indians.
We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm.

Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly.

🔐 Why Paytm?
● India’s safest, most secure UPI money transfer app
● Powered by top Indian banks
● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes

✨ Innovations Only on Paytm UPI
1. Hide & Unhide Payments - Only you control your transaction visibility.
2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number.
3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing.
4. Spend Analytics - Categorised spend insights, month-on-month tracking.
5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users).
6. Receive Money Widget - Coin sound & notification every time you receive a payment.
7. Scan & Pay Widget - Scan QR right from your home screen.
8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly.
9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups.
10. Self Transfers - Move money between your own bank accounts instantly.

💳 Payment Methods – UPI Your Way
● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more.
● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements.
● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online.
● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more.

🧾 Recharges, Utility Bill Payments & More
● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL
● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.)
● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more

💳 Pay at Online Stores
● 100+ apps supported - food delivery, grocery, shopping & OTT

📍 Set UPI PIN
● Secure every transaction. 4 or 6-digit UPI PIN setup required.

🏠 Rent Payments Made Easy
● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap.

📲 Paytm Card Machines (Soundbox + Swipe)
Merchants across India now accept Paytm card machines. You can:
● Scan QR and pay
● Swipe credit/debit cards securely
All with real-time payment confirmation via iconic Paytm sound.

💰 Personal Loans on Paytm
● Loan: ₹50,000 to ₹25,00,000
● Loan Tenure: 6–60 months
● Loan Interest Rate: 10.99%–35% p.a.
● Loan Processing Fee: 0–6%

Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186

Lending Partners: Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), Poonawalla Fincorp

Check Credit Score for Free to Get Instant Cash Loan

🌍 Travel Made Easy
● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status
● Buses: Instant ticketing with major operators
● Flights: Compare fares, book and manage trips easily

📞 Contact Us
One97 Communications Ltd.
One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304

Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.
Updated on
Jun 13, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
21.6M reviews
Refer code- ➒➐➋➍➒➒➏➏➎➊ & 500रू पाये
June 12, 2025
Fantastic app!! When I tap the app, I see the loading screen for a moment and then it crashes. It's well-organized, smooth, and comes with a high-quality, user-friendly interface that has noticeable improved over time. The app layout is super-fans, and the algorithm shows me the screen display. The superfast time now provides a reliable, It delivers a premium experience through an elegant design and consistently. Unfortunately, the issue still persists even after reinstalling the app many time.
43 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
June 12, 2025
Thank you. Please write to us at app.feedback@paytm.com. Please mention your Paytm app version, OS version and device model details. Thanks!
Refer code- ➒➐➋➍➒➒➏➏➎➊ & 500रू पाये
June 19, 2025
This is awesome app! its trusted, secured, and personally-fast with an easy-to-use interface that has improved noticeably over the past couple of months. The response time now provides a smooth and super—premium experience. When I launch the app, I often get stuck at the loading screen before it crashes. Unfortunately, At certain points, levels fail to load properly, requiring the app to be restarted multiple times. even after reinstalling the app several times, Despite which can be frustrating!
12 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
June 19, 2025
Hi, thanks for rating us with 5 stars. We are happy to help you, in case of further queries please raise a ticket at https://bit.ly/paytm_care. Thanks!
Bhima Yadav
June 19, 2025
Amazing app! It's reliable, trusted, and secured fast—with an easy-to-use interface that has definitely significantly over the past couple of months. It's well-organized, with excellent performance, and the layout is super smooth the algorithm—displays the screen clearly. Unfortunately, The personalized—recommendations are spot-on, making it easy to find The personalized—recommendations are spot-on, making it easy to find something new. there’s a persist glitch, Despite which can be frustrating!
2 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
June 19, 2025
Thank you. We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care . It will make the follow-up easy and help us to track the query effectively. We will get back with a resolution. Thanks!

What’s new

#PaytmKaro
Here is the UPI payments app you always wanted—fast, secure, and intuitive.
Thank you for staying with us and inspiring us to build for India.
Simple and incredible. Paytm is here!

App support

Phone number
+919643979797
About the developer
ONE 97 COMMUNICATIONS LIMITED
app.feedback@paytm.com
One Skymark, Tower-D, Plot No. H-1 OB, Sector-98, Noida, Uttar Pradesh 201304 India
+91 97116 56565

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