Paytm: Secure UPI Payments

Paytm - One97 Communications Ltd.

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About this app

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs:

● Send money to your friends & family using your mobile number via Paytm BHIM UPI, the best bank to bank money transfer app. Including those who are not on Paytm.

● Scan any QR code & make payments at grocery stores, petrol pumps, and restaurants. Use India’s most trusted mobile payment app for daily transactions & get exciting cashback.

● Paytm is an all-in-one mobile recharge & bill payment app, allowing users to recharge their mobile and pay utility bills (electricity, gas, water, broadband, etc.)

Paytm mobile payment app is now powered by top Indian banks: Axis Bank, HDFC Bank, SBI, & Yes Bank, ensuring a seamless and secure banking experience for all its users.

Safe, reliable and superfast UPI payments

- Enter your mobile number & transfer money to anyone using Paytm UPI app

- Check your bank account balance and view transaction history on Paytm

- Your UPI ID is a unique ID used to make and receive payments using the Unified Payment Interface

- Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI payment app

- Use UPI Lite for lightning-fast UPI Payments up to ₹4000 per day, no PIN required

Paytm adds enhanced flexibility to UPI by offering the RuPay Credit Card, making secure and quick digital payments available to everyone.

Benefits of using RuPay Credit Card on Paytm
- UPI payments via credit card on Paytm effortlessly - just add your card and pay at shops without any CVV/OTP

- Hassle-free & safe payments: No need to carry credit cards

- Get Rewards & Cashbacks: Earn rewards, cashbacks on all your Paytm payments

Safe & contactless payments at offline stores

- Pay with Paytm UPI Payment app, using mobile number or by scanning a QR code at nearby stores, pharmacies, restaurants, petrol pumps etc.

Pay at online stores
- Make online payments on 100+ apps, including food delivery, grocery, shopping & entertainment apps

Easy mobile recharge & utility bill payments

- Recharge your mobile, DTH (TataPlay, Sun Direct, Airtel DTH, etc) or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax, etc.

- Find the latest prepaid and postpaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, VI recharge, MTNL & BSNL recharge on Paytm, India’s favourite recharge app.

- Recharge any FASTag easily with Paytm

Order food, monthly groceries, and home decor items on Paytm ONDC for the best deals

Check free credit score

Get instant personal loans in India
● Loan amount starting from 50K to 25 lac
● Repay loan 6-60 months
● Annual interest rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal loans are available only to Indian citizens within India

Lending partners (NBFC):
● Hero Fincorp Ltd
● Aditya Birla Finance Ltd
● Incred
● EarlySalary (Fibe)
● Poonawalla Fincorp

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: ₹ 4250
Stamp duty charges: Applicable as per law
EMI per month: ₹ 6621
Total interest: ₹ 19178
Disbursal amount: ₹ 94785
Amount payable: ₹ 119186

Book tickets for Trains, Bus, Flights

- Paytm is the Authorized IRCTC Partner for Rail e-ticket booking, Cancellation, PNR Status & Live Train Status

Contact Us
One 97 Communications Ltd.
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services.

Paytm is India’s most trusted app for BHIM UPI Payments, offering fast, safe, and reliable transactions.

Ratings and reviews

I am really impressed!! UPI payments take less than two seconds to complete and have an easy-to-use interface. Paytm enables consumers to pay instantaneously, book movies and flights, and recharge metro cards. The programme performs well and is simple to use. My concerns have been resolved, and I am appreciative for the help. My Paytm rating has increased. I have been using Paytm for the past six years without any problems. Paytm is my top choice for online payments due to its user interface.

This is one of the few apps that truly delivers on every front. It loads quickly, runs smoothly, and looks clean without overwhelming the screen. Features are practical and thoughtfully placed, not just added for the sake of it. I especially appreciate how responsive the development team is with updates. One feature I hope returns is the double-tap for power-ups—it added an extra layer of engagement. Still, the app continues to set the bar high across the board.

A fantastic app that’s both powerful and user-friendly. It’s become a staple in my daily routine because it just works—no crashes, no confusion, just smooth performance. The developers clearly pay attention to feedback, and the updates prove that. I was disappointed to see the double-tap power-up feature removed, as it added something special to the user flow. Still, the app continues to impress with its polish and practicality. Easily one of the best out there. Thanks!

What’s new

#PaytmKaro
Here is the UPI payments app you always wanted—fast, secure, and intuitive.
Thank you for staying with us and inspiring us to build for India.
Simple and incredible. Paytm is here!