Paytm: Secure UPI Payments - Apps on Google Play

Paytm: Secure UPI Payments

4.5
13M reviews
100M+
Downloads
Content rating
Everyone
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About this app

Paytm (पेटीएम), India’s #1 Payment App is trusted by over 30 Crore Indians. Download the Paytm app for a bank to bank money transfer via BHIM UPI & instantly pay at shops & at online sites/apps like IRCTC, Flipkart, Uber, Zomato & Swiggy. Use Paytm for mobile recharge, Fastag recharge, DTH recharge, Movie Tickets, Postpaid bill payment, Utility bill payment such as Water, Gas, Electricity, Landline, Broadband and insurance. Invest in Mutual Funds, Digital gold & NPS, avail insurance, check free CIBIL credit score, buy now & pay later with Paytm postpaid. Make IRCTC train booking, book flights, & buses in just a few taps.

Bank to bank money transfer via BHIM UPI
● Send & receive money from any phone number or bank account directly in your bank account. Wallet KYC is not at all mandatory for using UPI Payments.
● Check account balance, add beneficiaries & manage multiple bank accounts- State Bank of India (SBI), HDFC Bank, ICICI Bank & other banks in India which support BHIM UPI.

UPI ID
● UPI ID is a unique ID used to make UPI payments instead of adding bank account details.

UPI PIN
● UPI PIN is a 4 or 6 digit number which must be set while creating your UPI ID. For all your UPI payments, UPI PIN is necessary.

Mobile & DTH recharge
● Find latest prepaid recharge plans & best offers on Jio recharge, Airtel recharge, Vodafone Idea (Vi) recharge, BSNL recharge etc. Also recharge data cards online with Paytm.
● Recharge your DTH connections - Tata Play, Sun Direct, Airtel DTH, Dish TV, Videocon d2h & get cashback offers.

Buy & Manage Fastag (फास्टैग)
● Buy & recharge FASTag for any vehicle at minimum documentation using your Paytm Wallet.

Utilities Bill Payments - Electricity, Water, Gas, Broadband, Landline
● Make electricity bill payments across 60+ providers including - BESCOM, PSPCL, BSES, MSEB, UPPCL, TSSPDCL etc.
● Gas Cylinder Booking - Now you can book cooking gas cylinders from HP Gas, Indane Gas and Bharat Gas from Paytm
● Gas Bill Payment - Pay gas bills for piped gas connection for 20+ gas companies including Adani, GAIL, Indraprasth & more
● Make water bill payment, Gas bill payment, Credit card bill payment & Landline bill payment (Airtel, BSNL, MTNL, Reliance), Broadband, insurance premiums, E-Challan, Loan, Fee payment, Municipal etc.
● Paytm reminds you about the due bills. You can also set up auto payments.

Safe, Secure & Contactless Payments at Offline Stores
● Easily Pay using UPI Payments, Mobile Number or by scanning QR code at nearby Kirana stores, pharmacies, restaurants, petrol pumps, retail stores etc.

Pay at Online Stores
● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps.

Buy & Sell Digital Gold
● Buy, Sell & Gift pure 24K Gold (NABL Certified & BIS accredited) at live market rates, stored in 100% insured lockers at no hidden cost.

Check Free Credit Score
●Check free credit score, get credit reports across all banks’ loans & credit cards

Apply for Paytm Postpaid
● Apply for Paytm Postpaid, buy now & pay later with a credit limit of up to ₹1,00,000/-

Get Personal loans
Get Loan amount starting from 10K to 25 lacs
Repay loan within 3-60 months
Annual percentage rate (APR) (per annum monthly reducing): 10.5- 48%
Loan Processing fee: 0- 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of India

Example:
Loan amount: 100000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186

Book Hotels & Tickets for Trains, Bus, Flights
● Book domestic & international flight tickets.
● Book online bus tickets for UPSRTC, GSRTC, HRTC, MSRTC & 2K+ others
● IRCTC train ticket booking & cancellation. Check railway timetable, PNR status & real-time train running status
Updated on
May 5, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Contacts
Data is encrypted in transit
You can request that data be deleted
4.5
13M reviews
Kaakku Subbi
February 12, 2022
Disappointing and frustrating app. Video kyc is the most useless piece of trash that never works. Not everyone can afford top of the line handsets for the goddamn app to satisfy technical requirements. When you go to an external kyc point, the servers are down 150% of the time. Effectively the app is useless unless it's setup right the first instance. Alternative apps are much easier to setup and non-intrusive or rigid like this app. Lucky are those who could set it up right the first time.
960 people found this review helpful
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Aanand Kumar
May 13, 2022
Excellent. I am using it since many years . There is one suggestion. When we clik on Pay, the choice " scan any QR code" comes at bottom centre of the screen. Advertisements are running on that portion of screen and the choice is not clearly visible. It is suggested that this choice may be placed at the top or at a distinctly visible part of the screen where it is not cluttered by advertisements.
3,683 people found this review helpful
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Krishna Dhingra
May 15, 2022
Just an amazing app, used almost everywhere in India! The UI of the app is very easy to understand. Also we can easily do payments anywhere in just few clicks without any long process of going to banks! Its a faster & easier way to recharge, pay bills, send or recieve money, link bank accounts, UPI transactions, book tickets & much more! But sometimes i face some issues of loading, can't show balance or sending money that are very frustrating, so i hope you guys will fix it otherwise great app.
2,706 people found this review helpful
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What's new

We are super excited about this update, and can’t wait for you to try it out
- On a call? we're adding a layer of security to protect your payments. 
- Improved passbook search experience.