Paytm: Secure UPI Payments - Apps on Google Play

Paytm: Secure UPI Payments

4.6
16.3M reviews
100M+
Downloads
Content rating
Everyone
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About this app

Paytm (पेटीएम), India’s #1 Payment App is trusted by over 30 Crore Indians. Download the Paytm app for a bank to bank money transfer via BHIM UPI & instantly pay at shops & online sites/apps like IRCTC, Flipkart, Uber, Zomato & Swiggy. Use Paytm for mobile recharge, Fastag recharge, DTH recharge, Movie Tickets, Postpaid bill payment, Utility bill payment such as Water, Gas, Electricity, Landline, Broadband and insurance. Invest in Mutual Funds, Digital gold & NPS, avail insurance, check free CIBIL credit score, buy now & pay later with Paytm postpaid. Make Rail e-ticket booking, book flights, & buses in a few taps.

Bank to bank money transfer via BHIM UPI
● Send & receive money from any phone number or bank account directly in your bank account. Wallet KYC is not mandatory for using UPI Payments
● Check account balance, add beneficiaries & manage multiple bank accounts- SBI, HDFC Bank, ICICI Bank & other banks in India which support BHIM UPI

UPI ID
● UPI ID is a unique ID used to make UPI payments instead of adding bank account details

UPI PIN
● UPI PIN is a 4 or 6 digit number which must be set while creating UPI ID. For all UPI payments, UPI PIN is necessary

Introducing UPI Lite: Lightning-fast UPI Payments that never fail
Make faster transactions up to Rs 200 with UPI Lite, no PIN required


Benefits of using RuPay Credit Card for UPI Transactions
Users can make credit card based payments to merchants just by using the UPI PIN. No need to Swipe a card or enter CVV/OTP
Mobile & DTH recharge
● Find latest prepaid recharge plans & best offers on Jio recharge, Airtel recharge, Vodafone Idea (Vi) recharge, BSNL recharge etc.
● Recharge your DTH connections - Tata Play, Sun Direct, Airtel DTH, Dish TV, Videocon d2h & get cashback offers

Buy & Manage Fastag (फास्टैग)
● Buy & recharge FASTag for any vehicle using your Paytm Wallet

Utilities Bill Payments -Electricity, Gas, Broadband
● Make electricity bill payments across 60+ providers including BESCOM, PSPCL, BSES, MSEB, UPPCL, TSSPDCL etc.
● Make water, Gas, Credit card & Landline bill payment (Airtel, BSNL, Reliance), Broadband, insurance premiums, E-Challan, Loan, Fee payment, Municipal etc.
● Paytm reminds you about due bills. You can set up auto payment

Safe, Secure & Contactless Payments at Offline Stores
● Easily Pay using UPI Payments, Mobile Number or by scanning QR code at nearby Kirana stores, pharmacies, restaurants, petrol pumps, retail stores

Pay at Online Stores
● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps

Check Free Credit Score
●Check free credit score, get credit reports across all banks’ loans & credit cards

Apply for Paytm Postpaid
● Apply for Paytm Postpaid, buy now & pay later with a credit limit of up to ₹60,000/-

Get Personal loans
Get Loan amount starting from 10K to 2.5 lac
Repay loan within 3-60 months
Annual percentage rate (APR) (per annum monthly reducing): 10.5-35%
Loan Processing fee: 0- 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
- Hero Fincorp Ltd: https://www.herofincorp.com/partners
- Aditya Birla Finance Ltd: https://personalfinance.adityabirlacapital.com/pages/individual/platform_partners.aspx
- Clix Capital Services Pvt. Ltd: https://www.clix.capital/our-partners/paytm/

Example:
Loan amount: 100000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186

Book Tickets for Trains, Bus, Flights
● Book domestic & international flight tickets
● Book online bus tickets for UPSRTC, GSRTC, HRTC, MSRTC & 2K+ others
● Paytm is the Authorized IRCTC Partner which allows Rail e-ticket booking, cancellation, PNR status & Live Train status
Updated on
Mar 14, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Contacts
Data is encrypted in transit
You can request that data be deleted
4.6
16.3M reviews
Nikhil Patil
March 20, 2023
Switched to paytm from phonepay, really great app. Though the tune that plays after each transaction/payment is a bit annoying. There is no way to disable it in app, even when the phone is in silent mode the tune will play when making transaction.
244 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
March 20, 2023
Thank you. We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care. It will make the follow-up easy and help us to track the query effectively. We hope you’ll reconsider your rating once we’ll get back with a resolution. Thanks!
Shuvra Shekhar Roy
March 19, 2023
The UPI lite is faulty. I tried twice to pay a merchant using UPI lite. Both times it got stuck. Then I had to pay 60 in cash. After 2 days I got the notification that the money was transferred after all. So, I suffered a loss of 120. Generally, the norm is that if the UPI transaction doesn't go through immediately, it's cancelled. This was not followed by UPI lite. Also, their support chat is not responsive. Amazon Pay is better. There you can do UPI transactions directly from their wallet
11 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
March 19, 2023
Hi! We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care. It will make the follow-up easy and help us to track the order and transaction details effectively. We hope you’ll reconsider your rating once we’ll get back with a resolution. Thanks!
Pooja Kumari
March 13, 2023
I would even not give this ap 1 star. Because it is so frustrated and the customer support is so so so worst. I have made the rent payment to the wrong beneficiary and still there is no solution and they keep sending automated message. Playstore should just delete such apps. And the late payment fee they charge is more than 800. Not even banks charge so much. Overall the experience is worst
1,176 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
March 13, 2023
Hi, we regret the inconvenience caused to you. Kindly share your query reference number by editing the original review. If you have not yet created the query number, please go to the "24 x 7" help section of the Paytm app. Thanks.

What's new

We are super excited about this update, and can’t wait for you to try it out
- Introducing UPI Lite - super fast payments with no PIN!
- Now pay with UPI using your Rupay Credit Card
- Find an invoice for any transaction fees on Paytm
- You can now take screenshots after sending money as proof of payments
- General speed and design improvements.