FairMoney: Instant loan app, bill payment and more

Now FairMoney is more than a loan app: not only you can get fast loans but also recharge airtime and data:

LOANS

Instant loans up ₦150,000 without collateral nor paperwork

If you need a business or personal loan, download the FairMoney app, sign up and follow a simple application process to get an instant loan in only 5 minutes.

BILL PAYMENTS

FairMoney offers discounts on online payments!

Get a -5% discount instantly when you buy airtime and mobile data on all networks in Nigeria (MTN, Airtel, 9Mobile and Glo).


Now anyone in Nigeria can use the airtime and data recharge to increase your credit score and get bigger loans and discounts.

FairMoney is a fast, secure, reliable and free Android mobile banking app, available in Nigeria. We make getting loans and paying bills fast and easy. You can also earn bonus cash when you invite your friends.

Download FairMoney and become part of the FairMoney family!

For more information on FairMoney loans, keep reading below or you can read our Frequently Asked Questions (FAQs) on www.fairmoney.ng or send us an email to help@fairmoney.ng. We will get back to you in a few minutes.


WHY CHOOSE FAIRMONEY?

We are more than a loan app.

Need a business or personal loan, airtime or mobile data? FairMoney is the answer!

We are working hard to provide you with the best financial services to make your life better. Very soon you will look to FairMoney for your electricity bill payment, current account, savings and much more!

FAIR: We do not discriminate and want to help you achieve your goals.

NO PAPERWORK OR COLLATERAL: All you need is your phone number and BVN to apply for a loan of up to ₦150,000 from your phone.

FAST LOANS: You will receive your loan in only 5 minutes!

ACCESSIBLE: Get an instant loan or pay bills on the go. Whenever, wherever.

FLEXIBLE: Spread repayments in multiple instalments for more flexibility and ease.

SECURE: We encrypt the data you choose to share with us to protect your privacy.

NO HIDDEN CHARGES: Get an instant loan or make payments and avoid hidden charges or transaction fees.

GET REWARDED: Build your credit score and get access to higher loans, discounts or flexible interest rates when repayments are made on time.

STAY IN CONTROL: Track your loan history and transactions to stay on top of your finances

GET BONUS CASH: We reward you with a N500 discount off your next loan when you invite your friends to get a loan with FairMoney.

DISCOUNTS & OFFERS: Get a 5% discount when you buy airtime and mobile data. The cheapest rate in Nigeria!


HOW TO SIGN UP
- Download the FairMoney app
- Sign up with Facebook or your phone number
- Create your secure PIN

HOW TO APPLY FOR A LOAN
- Click ‘Apply’ on the home page
- Answer a few simple questions
- Receive a loan offer
- Select amount and period
- Accept loan offer
- Enter bank details to receive your money

HOW TO PAY BILLS
- Select 'Airtime, bills' from the main menu
- Select a category ('Airtime' or 'Data')
- For Airtime: Enter amount and phone number
- For Mobile data: Select network provider and enter phone number
- Choose a card
- Confirm payment


LOAN INSTALMENTS AND INTEREST RATE

On FairMoney anyone can access between ₦1,500 to ₦150,000 in loan amount.
Our repayment periods range between 60 to 180 days allowing you to pay back in instalments.

Monthly interest rates range from 10% to 28% EIR (EIR: Effective Interest Rate per month) and APR from 120% to 260%.

There are no additional fees for processing your loan or any hidden costs associated.
Repaying/reimbursing your loan
Discounts

EXAMPLE OF FAIRMONEY LOAN

Borrow NGN100,000 over 3 months
Interest rate: 30%
Three repayments of NGN 43,333
Total amount payable: NGN130,000
Representative: 120% APR

YOUR FEEDBACK IS IMPORTANT TO US!
Queries, Comments or Suggestions?
Send us an email to help@fairmoney.ng and we will get back to you.
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Additional Information

Updated
November 16, 2019
Size
5.0M
Installs
1,000,000+
Current Version
7.38
Requires Android
4.3 and up
Content Rating
Mature 17+
Permissions
Offered By
FairMoney Loan App
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