To take a credit to your card, there is no need to visit banks, provide income statements, search for guarantors, or collateral.
It only takes three simple steps to get money on your card:
Register in the application within 1 minute.
Choose the desired amount and term in which you plan to return it.
Click "Receive" and in case of a positive decision, get money on the card!
It's convenient and profitable. To get an online credit without refusal, there is no need to go to the branch and adjust to its working hours.
Moreover, you can get an online credit 24/7. All applications are processed within a few seconds!
Returning an online credit is as easy as getting it. This can be done in your personal account or at the bank's cash desk. We do not charge any fees or additional hidden fees.
Getting a credit online with our app is safe and comfortable. If you need money for a longer term, there is a "prolongation" service that allows you to extend the contract as many times as you want on favorable terms for the client.
To get a credit, you only need BVN.
General information about the service:
• Minimum term of using the credit: 65 days.
• Maximum term of using the credit: 90 days.
• Minimum annual interest rate: 3.711%.
• Maximum annual interest rate: 438%.
• Minimum age to get a credit: 18 years.
Example of interest rate calculation:
Third credit, interest rate of 1.2% per day:
10,000 NGN for 65 days, the amount to be paid is 17,800 NGN.
10,000 NGN of principal debt + 7,800 NGN of accrued interest.
To repay your credit, log in to the KoboGo app and follow the instructions. Repay your credits before the due date to improve your credit rating, gain access to higher credit amounts, longer terms, and lower interest rates in the credit app.
Privacy and permissions
For additional information, please review the frequently asked questions section on our website at kobogo.ng.