8.99K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

Manage your money on the go with the BNZ app. Check your account balances, transfer money, top up your prepay mobile, and more.  

KNOW YOUR MONEY
• View account balances and transaction history 
• Set goals and follow your progress 
• Personalise your accounts with images 
• Set up push notifications for money in and out, and account balance alerts 
• Turn on instant balances to view account balances without logging in 
• View your accounts in list or grid view 

MANAGE YOUR MONEY
• Transfer money between your accounts 
• Pay your bills, credit card, or IRD 
• Make one-off payments 
• Open and close accounts instantly with YouMoney 
• Link accounts to your Eftpos, Flexi Debit Visa, or credit card 
• Add or edit payees and view payment history 
• Set up, edit, and delete automatic payments 

EXTRA SERVICES
• Top up One NZ, Spark, Skinny, and 2degrees prepaid mobile 
•  Get Google Pay™ and pay with your phone

GET IN TOUCH
• Message our virtual assistant 
• Find the nearest BNZ branches and ATMs 
• View our contact phone numbers 
• Request a call 

APPLY ONLINE
• Apply for a Flexi Debit Visa or credit card 
• Apply for loans or insurances 
• Join the BNZ KiwiSaver Scheme

SECURE BANKING
• Set up a personal 5-digit PIN or 
• Log in with your Internet Banking password 
• Touch ID and Face ID login are available on supported devices 

IMPORTANT INFORMATION
• Android 11.0 or above required to use this app
• Always remember to log out and update your device to the newest version of Android
• Never store your BNZ access number or password on your device 
• Never allow other people to access your mobile device using Touch ID, Face ID, or device password 
• Mobile data is required to access the BNZ app
• Use of the BNZ app is subject to the Internet Banking Terms and Conditions (https://www.bnz.co.nz/about-us/governance/terms-and-conditions/internet-banking)
• Spend tracker is available with a personal BNZ credit card or transaction account, including joint transaction accounts.
• Non-personal accounts like family trust or business accounts won’t show in the spend tracker.

GET STARTED
• A BNZ Personal Internet Banking customer?
Install this app and get going. It’s easy.
• Not a BNZ Personal Internet Banking customer?
Install this app and register for Internet Banking on bnz.co.nz/registernow, call 0800 999 269 or +64 4 494 7153 from overseas (international toll charges apply).
BNZ Mobile Banking is a quick and easy way to bank on the move
Updated on
Sep 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App activity, App info and performance, and Device or other IDs
  • This app may collect these data types
    Personal info, Financial info and 3 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

8.72K reviews
Stuart Larson
August 20, 2026
This app works great but BNZ, ASB and ANZ have all introduced biometric and cross-app data harvesting, all in the name of improved security. I'm sure they all really need to know I don't use Facebook and only use Trade-me... occasionally... Fill ya boots peeps!
7 people found this review helpful
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Bank of New Zealand
November 24, 2025
Hi there, we only collect information on how you interact with your device (behavioural biometrics), and details about your device. This helps us prevent fraud by making sure it’s you using the BNZ app. ^MP
Barry
September 9, 2026
app is good..but when I called bnz to block my account due to compromised security I had to listen to 10 minutes of auto attendant droning on while my bank account could have been emptied..!!!
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emailmgrb
September 11, 2026
nothing you do is private, tracking everything including all those around you. they clam it's for your safety, but it's only to get data off you and all those you come in contact with. it's dangerous intrusive, and creepy. Time to change banks
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What’s new

We’ve fixed a few bugs and done some work behind the scenes to make things easier for you.