4.1
8.21K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

Manage your money on the go with the BNZ app. Check your account balances, transfer money, top up your prepay mobile, and more.  

KNOW YOUR MONEY
• View account balances and transaction history 
• Set goals and follow your progress 
• Personalise your accounts with images 
• Set up push notifications for money in and out, and account balance alerts 
• Turn on instant balances to view account balances without logging in 
• View your accounts in list or grid view 

MANAGE YOUR MONEY
• Transfer money between your accounts 
• Pay your bills, credit card, or IRD 
• Make one-off payments 
• Open and close accounts instantly with YouMoney 
• Link accounts to your Eftpos, Flexi Debit Visa, or credit card 
• Add or edit payees and view payment history 
• Set up, edit, and delete automatic payments 

EXTRA SERVICES
• Top up One NZ, Spark, Skinny, and 2degrees prepaid mobile 
•  Get Google Pay™ and pay with your phone

GET IN TOUCH
• Message our virtual assistant 
• Find the nearest BNZ branches and ATMs 
• View our contact phone numbers 
• Request a call 

APPLY ONLINE
• Apply for a Flexi Debit Visa or credit card 
• Apply for loans or insurances 
• Join the BNZ KiwiSaver Scheme

SECURE BANKING
• Set up a personal 5-digit PIN or 
• Log in with your Internet Banking password 
• Touch ID and Face ID login are available on supported devices 

IMPORTANT INFORMATION
• Android 11.0 or above required to use this app
• Always remember to log out and update your device to the newest version of Android
• Never store your BNZ access number or password on your device 
• Never allow other people to access your mobile device using Touch ID, Face ID, or device password 
• Mobile data is required to access the BNZ app
• Use of the BNZ app is subject to the Internet Banking Terms and Conditions (https://www.bnz.co.nz/about-us/governance/terms-and-conditions/internet-banking)
• Spend tracker is available with a personal BNZ credit card or transaction account, including joint transaction accounts.
• Non-personal accounts like family trust or business accounts won’t show in the spend tracker.

GET STARTED
• A BNZ Personal Internet Banking customer?
Install this app and get going. It’s easy.
• Not a BNZ Personal Internet Banking customer?
Install this app and register for Internet Banking on bnz.co.nz/registernow, call 0800 999 269 or +64 4 494 7153 from overseas (international toll charges apply).
Updated on
Jul 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
7.96K reviews
C NZHK
May 27, 2026
It's a good app until all of a sudden, it shows the tax deduction amount in the term deposits transactions. I'm not sure what the purpose of showing the tax amount is or why this feature was introduced. If you have to include the tax amount, at least show the NET interest amount rather than the GROSS interest amount since it is the net amount that is the actual amount of interest that gets paid out to customers each month. Essentially, it's not making things easier for customers as it claimed.
4 people found this review helpful
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Bank of New Zealand
June 1, 2026
Hi. For term deposits, we now show Gross interest and Tax separately for transparency. For compounding deposits, there's no separate “net” transaction—only gross interest is earned and tax deducted, with the remaining amount staying in the deposit. Apologies for the hassle, I've passed it to the team to see if they can get this value in future. ^SK
hopesworld
July 9, 2026
excellent. There are two changes I would like to see; a total for upcoming payments, plus out going loan payment balances take a number of days to update and it can appear as if you have more money in your account than you actually do
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Claire Bruce
July 4, 2026
Works perfectly. Is rarely 'down'. Not 'buggy'. No problems and easy to use. very helpful when oversees. Every aspect of personal banking available. 10/10
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Bank of New Zealand
July 5, 2026
Great to hear Claire, thank you so much for the feedback. ^MP

What’s new

More behind the scenes bug fixes to improve your in-app experience.