4.9
175 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Dosh is the Kiwi app that helps you spend, save, and borrow money. Cause life is for living, not banking.
*Dosh is not a registered bank. However, your funds are held at a NZ registered bank.

TOTALLY DIGITAL BORROWING
Access our freak’n low home loans with a dosh home loan.
Switch your existing home loan or unlock the key to your new home.
Your ticket to a fast, easy, and totally digital application process with dosh home loans and dosh personal loans.

STRIVE TOWARDS YOUR SAVINGS GOALS
Earn an epic interest rate on your savings while you grow your balance or simply set and forget.
Enjoy unlimited withdrawals with no fees or complicated rules.
Set your savings goals and track your progress.
Funds are held on trust with a registered bank in New Zealand.

EASILY MANAGE AND SPEND YOUR MONEY
Easily manage your money in Stash accounts and put money aside for your regular expenses and spending.
Personalise your accounts with a colour and emoji.
Spend with the Dosh Visa Debit Card and earn rewards. Tap & Go with any Visa-enabled retailer in NZ or shop online at any Visa merchant.

Fine print
You must be 13+ to use Dosh. See our T&C’s in the Privacy Policy. Visit Dosh.nz
Making and receiving payments with the Dosh is completely free. Some retailers may choose to pass merchant fees to their customers who pay with debit cards.
Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801). See terms and conditions at https://www.dosh.nz/terms-conditions.
Updated on
27 Feb 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and App info and performance
This app may collect these data types
Financial info, Messages and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.9
174 reviews
Greg Heappey
24 March 2025
App barely works and can't change in progress loan applications as no way to go back. Support link doesn't work and says will email you even though it's within support hours. Also had issues with the camera constantly saying it was checking compatibility check and wouldn't start.
3 people found this review helpful
Did you find this helpful?
Dosh New Zealand
27 April 2025
Hi Greg, thanks for your feedback. This issue has now been fixed. Thanks for bringing this to our attention.
Jeremy Fraser-Hoskin
5 March 2025
A great idea. Disappointing that the cashback was capped at $10/month. However the customer Service team is great and the concept is amazing.
8 people found this review helpful
Did you find this helpful?
Dosh New Zealand
30 August 2024
Hi Jeremy, thanks for the review and sorry to hear about the delay in getting your card. We've passed this onto the CS team to ensure clarity in future. Hope you enjoy using dosh :)
Kevan Kumarasinghege
14 February 2025
This is a beautiful New Zealand made app that helps me manage my money because not only does it show me what I spend weekly it also sends me monthly emails tell me what I've been spending things on and where my money is going. I personally love using dosh as my bank and I wish that more people knew about this bank.
10 people found this review helpful
Did you find this helpful?
Dosh New Zealand
16 February 2025
Thanks for your amazing review! We're glad you're enjoying dosh.

What's new

When you next open your dosh app you’ll notice:
Dosh home loans are now available powered by Westpac NZ. Providing the option for you to switch your existing home loan or unlock the key to your new home loan and access our freak’n low rates and be rewarded with annual cashback.
We’re always working to enhance your dosh experience. If you have a minute, please leave us a review. We’d love to hear how dosh is working for you.