Bajaj Finserv: Loans, UPI & FD

4.5
1.37M reviews
50M+
Downloads
Content rating
Everyone
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About this app

Bajaj Finserv App is trusted by 40 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop online from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.

Instant Personal Loan App


• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
✔️Finance Amount: ₹20,000 to ₹40 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
✔️ Processing Fees: upto 3.93% of disbursed amount Incl of Taxes

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

No-Cost EMI shopping at Bajaj Mall


• Shop smartly with the Bajaj EMI Card and enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bajaj EMI Card


• Apply for Bajaj EMI card online, view your EMI Card limit & also pay EMI online.
• Use the EMI card to shop online at No-Cost EMI at Bajaj Mall and over 1.5 Lakh local stores.

Bill Payment & Online Recharge


• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.

BHIM UPI App


• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card


• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits


• Get high ROI on fresh & renewal of FD & enjoy special rates on Digital FD through app
• You can start investment in FD at ₹15,000 & also get a loan against it
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000

Mutual Funds


• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.

Insurance


• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance & Pocket Insurance

App in App


• Fulfil your daily needs of shopping, travel etc on one single platform with 100+ brand partners

Features
• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road,Vimannagar, Pune-411014
Updated on
Feb 9, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.5
1.36M reviews
Ravind Gupta
December 20, 2023
I like how easily payments can be made in some cases. However most of the time it shows trouble while making payment from bank. It stops whenever you want to make two consecutive payments. Also, cashback and rewards were good before but they are no longer useful, relevant or good. The four offers you get after payment are all bad and not useful. Also, they ask to complete tasks for cashback and even if you do, you will not get the offered cashback. ✌️
3,403 people found this review helpful
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Bajaj Finance Limited
December 20, 2023
Hi, Greetings from Bajaj Finance! 1. Rewards are basis customer's eligibility 2. Product Information/FAQs -> Home Page -> Rewards -> Right Top corner 3. If issue persist visit raise a concern, click on My Account-> Help & Support-> Raise a Request-> Bills and Recharges/Wallet/Rewards option and mention ref ID RN122023-03 Thank you - Priyanshu
Leo
February 4, 2024
While I appreciate the fast & reliable payments and decent offers but the app itself is a pain point. The UI lags, loading times are slow, and navigating to useful features feels like a treasure hunt. Contacting support adds to the frustration. Streamlining the UI, improving responsiveness, and simplifying navigation are crucial for a truly user-friendly experience.
208 people found this review helpful
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Bajaj Finance Limited
February 4, 2024
Hi Leo, we are here to assist you. 1. Update to the newest version of the app from playstore 2. If the issue still persists, write to us with details of issue on appsupport@bajajfinserv.in along with A. Phone Number B. Device model & operating system C. Date with Approximate time of issue Mention ref ID AS020524-03. Thank you. - Mithun
Jk Vines
February 22, 2024
This app is truly remarkable. I have no issues while completing transactions, as the process is both hassle-free and smooth. The online services offered are incredibly useful, and transitioning between each operation is good
13 people found this review helpful
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Bajaj Finance Limited
February 22, 2024
Thank you so much for this review - Preety

What's new

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