Bajaj Finserv: UPI, Pay, Loans

639K reviews
Content rating
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About this app

The Bajaj Finserv app is here to simplify your bill payments and manage all your financial needs/relations. You can also apply for Personal Loan, RBL Credit Card, EMI card, pay bills, mobile recharge, get Insurance online, book Fixed Deposit & shop for the latest electronics & home appliances with Bajaj Finserv App.

👉Instant Personal Loan App

Apply for an instant personal loan of up to ₹25 Lakh & get quick approval with this loan app. An instant personal loan is available at minimal documentation for professionals & self-employed individuals at affordable interest rates.

👉Highlights of Personal Loan:

✔️ Finance Amount: ₹30,000 to ₹25 Lakh

✔️ Repayment Tenure: 12 to 84 months

✔️ Rate of Interest / Annual Percentage Rate (APR): 12% to 34%

✔️ Processing Fees: ₹500 to ₹2000

For ₹1,00,000/- borrowed at an Interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹1000, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,14,572.
*Interest rate and processing fees vary as per the products.

👉Mobile Recharge, DTH & Bill Payment app

✔️ Mobile Recharge app: Recharge mobile for all top operators like Vi, Reliance Jio, Airtel, BSNL etc. via UPI payment & Wallet. Choose from the top prepaid recharge plans & pay for mobile recharge right from home & earn cashback by using the Bajaj Finserv app for recharge.

✔️ DTH Recharge app: Pay for DTH recharge for top billers like Tatasky, Airtel DTH, Jio Fiber, Videocon D2H, Sun Direct TV, etc.

✔️ Bill Payment app: Pay for electricity bill along with utilities such as water bill, LPG, etc via UPI payment and wallet. Find all top service providers like MSEB, Adani Electricity Mumbai, BSES, BESCOM, Indane Gas, HP Gas, Bharat Gas etc. You can earn cashback for bill payments & get it instantly credited in Bajaj Finserv app wallet.

✔️ FASTag:Pay and manage your FASTag account using Bajaj Pay UPI for any vehicle & skip the toll.

This UPI payment app helps you pay hospital bills, education fees, credit card bills etc via Bajaj Pay UPI. Load money in your Bajaj Pay Wallet to make in-store and online payments with a simple click. You can use your wallet balance to make online bill payments easily. Save on your monthly bills by making payments using your earned Bajaj Coins. You can also use the Bajaj Coins to buy vouchers at Bajaj Dealz or encash them in your wallet!

👉Shop online on EMI

Mobile on EMI: Shop for latest mobiles including Samsung, MI, Oppo, Vivo, Oneplus, Xiaomi, Realme, Nokia etc at Easy EMIs.

Home appliances & Lifestyle products on EMI: Upgrade your home with the latest Home Appliances, shop for Furniture, Fitness Equipment, etc at Easy EMIs.

👉EMI Card

Get your EMI card by applying online using the mobile app. Pay EMIs online & get access to the latest deals & offers. Digitize your card & get access to your EMI Card limit.

👉Credit Card

Apply for Bajaj Finserv Co-brand Credit Card in 3 easy steps. Make credit card bill payments & download statements via this Credit Card App. Enjoy 0 interest cash withdrawal for up to 50 days, get reward points on spending & more with the RBL/DBS credit card.

👉Investment & Insurance

Investment: Explore a plethora of options for investment such as Fixed Deposits, Mutual funds & Systematic Deposit Plans (SDP). Get special interest on Senior Citizens’ Fixed Deposits.

Insurance: Get insured on the go. Apply for Life Insurance, Health Insurance, Motor Insurance, 2 Wheeler Insurances, etc. in just a few clicks using this insurance app.

👉Top Apps in one place

Access best deals from top apps & save your storage with In-App Programs. Book flights & hotels, sell old cars, get the best price for old phones, buy medicines at discounts, and more.
Updated on
Jan 23, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted
639K reviews
Swapnil Gorane
January 24, 2023
The app is slow. UPI and wallet section doesn't open. Mall and it's options takes time to load and hangs up in loading (my mobile is capable of heavy apps). Cliking back on top left corner doesn't do anything for ages. Home page is cluttered like a cheap website full of ads. Worst UI. Not an user friendly app. Worst app. Don't know why it has 4.6 rating. Took time out of my life to write this much, that's how much I hated the experience using this app. Nearly don't wanna use it's other features.
40 people found this review helpful
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Bajaj Finance Limited
January 24, 2023
Hi Swapnil, This should not have happened. 1. Update to the newest version of the app from playstore 2. If the issue still persists, write to us with details of issue on along with A. Phone Number B. Device model & operating system C. Date with Approximate time of issue Mention ref ID AS012523-01 . - Akshay
Sachin Kumar
January 20, 2023
Best EMI Card after using it for 1 year. Yes it has joining and annual charges but the service they provide is top notch. Just never default the payments they will serve you better than your expectations. Just one thing don't call again and again regarding loan offers via personnels. Use AI automated telemarketing voice call instead.
27 people found this review helpful
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Bajaj Finance Limited
January 20, 2023
Hi Sachin, This is definitely not the experience we want you to have. 1. Visit our Bajaj Finance App -> Click on "Account" at the bottom right of the screen-> Help & Support-> Raise a request-> Select Promotional calls from the carousel -> Select the appropriate Query category & Reason. Thank you - Jijo
ravikiranreddy chalamakunta
December 9, 2022
After paying bills and getting pop up as scratch card own, while clicking on it it's gives error as something went wrong. Even I tried going into reward section still shows something went wrong please try again later error. Worst application. Fruad app. No use at all and no care as well. Connecting to care is hell no number at all and process is not simple even for email support too worst. Please don't use uninstall. Your Bajaj Finserv Service Request No. is SR86688343
1,376 people found this review helpful
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Bajaj Finance Limited
December 9, 2022
Hi Ravikiranreddy, our team is working on your concern under the SR86688343. They will revert you back as soon as. Thank you - Akshay

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