Bajaj Finserv: Loans, UPI & FD

Bajaj Finance Limited

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About this app

The Bajaj Finserv UPI & Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a variety of loans including personal loan, home loan, gold loan, business loan, etc. You can shop offline from 1 million+ products on Easy EMIs, invest in Fixed deposit, get insurance & do much more. You can also easily pay electricity bills, helps with mobile recharge, DTH service & transfer money using BHIM UPI.

Instant Personal Loan App
● Get instant personal loan up to ₹55 Lakh with this loan app.
● Get quick funding with a gold loan by pledging your gold
● Doctors & Chartered Accountants can get funding via professional loan.
● Self-employed individuals can get affordable business loans with Easy EMI options.

Highlights of Personal Loan
✔️ Loan Amount: ₹40,000 to ₹55 Lakh
✔️ Repayment Tenure: 12 to 108 months
✔️ Rate of Interest: 10% to 31% p.a.
✔️ Processing Fees: Up to 3.93% (inclusive of applicable taxes) of the loan amount

Example: For an instant loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

More Loans with the Same Ease
● Home Loan: Make your dream home a reality with home loan at competitive rates and flexible repayment options.
● Gold Loan: Use your gold as security to get a gold loan for any urgent needs
● Business Loan: Designed for business owners, easily meets all expenses related to growth, operations, or expansion using Business loan.
● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.

Shop on Easy EMIs
● Shop from 1 million+ products at 1.5 lakh+ stores across India with Easy EMI options.
● Shop LED TV, Washing Machine, Furniture, Electronic appliances and Smartphone on Easy EMI from Bajaj Finserv UPI & Loan App.

Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv UPI & Loan App.
● Helps with mobile recharge, DTH & FASTag from leading providers.

Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills using Bajaj UPI App & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & recharge mobile or make bill payments in seconds.

Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● You can start investing in Fixed deposit online for just ₹15,000 and get a loan against it.

Mutual Funds for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with digital process.

One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.
● From instant loan availability to UPI convenience, recharge, and bill payments, your daily tasks become effortless.

Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred Easy EMI tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements for gold loan, personal loan, etc
● Get quick assistance & timely resolution for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Viman nagar, Pune-411014

Ratings and reviews

very slow app compared to others. cashback offers showing, but not receiving cashback and after 2 or 3 transaction then we are receiving cashback.

I don't know why there are fake reviews here. First of all i want to tell you that the app is very buggy. no smooth transitions between pages. most of the time they have technical issues. You can't Re kyc yourself. Shows technical issues. Visit their nearby agen location for KYC. such a LOL app. For the first time you have to purchase something from their authenticated stores. But after that it still doesn't unlock for online use. shows visit stores. Force you to buy from their choice.

Fake don't download . My payment of ₹530 for the Insta EMI Card was successful, but whenever I try to click on 'View Card', it automatically redirects me back to the main 'Get It Now' page. Even inside the app, the card is not showing up. Please fix this technical glitch and activate my card as soon as possible! fully cheat still not solve. “I gave one star because there was no lower rating available below that. Otherwise, I would have given that, like 0.”“They have no customer servi

What’s new

🚀 What's New in Bajaj Finserv!

* Business Loan: Seamlessly resume offline applications online, complete KYC, and track progress.
* Lawyer Loan: New journey with instant offers, in-app mandates, and accurate credit insights.
* Chat Support: Resume sessions, secure chat events, and instant help options.
* Document Center: Enhanced document management for a smoother experience.
* Other Updates: Bug fixes and various app enhancements.

Share feedback at https://www.bajajfinserv.in/reach-us.