Bajaj Finserv: UPI, Pay, Loans

4.8
496K reviews
50M+
Downloads
Content rating
Everyone
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About this app

The Bajaj Finserv app is here to simplify your bill payments and manage all your financial needs/relations. You can also apply for Personal Loan, RBL Credit Card, EMI card, pay bills, mobile recharge, get Insurance online, book Fixed Deposit & shop for the latest electronics & home appliances with Bajaj Finserv App.

👉Instant Personal Loan App


Apply for an instant personal loan of up to ₹25 Lakh & get quick approval with this loan app. An instant personal loan is available at minimal documentation for professionals & self-employed individuals at affordable interest rates.

👉Highlights of Personal Loan:


✔️ Finance Amount: ₹30,000 to ₹25 Lakh

✔️ Repayment Tenure: 12 to 84 months

✔️ Rate of Interest / Annual Percentage Rate (APR): 12% to 34%

✔️ Processing Fees: ₹500 to ₹2000


For ₹1,00,000/- borrowed at an Interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹1000, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,14,572.
*Interest rate and processing fees vary as per the products.

👉Mobile Recharge, DTH & Bill Payment app


✔️ Mobile Recharge app: Recharge mobile for all top operators like Vi, Reliance Jio, Airtel, BSNL etc. via UPI payment & Wallet. Choose from the top prepaid recharge plans & pay for mobile recharge right from home & earn cashback by using the Bajaj Finserv app for recharge.

✔️ DTH Recharge app: Pay for DTH recharge for top billers like Tatasky, Airtel DTH, Jio Fiber, Videocon D2H, Sun Direct TV, etc.

✔️ Bill Payment app: Pay for electricity bill along with utilities such as water bill, LPG, etc via UPI payment and wallet. Find all top service providers like MSEB, Adani Electricity Mumbai, BSES, BESCOM, Indane Gas, HP Gas, Bharat Gas etc. You can earn cashback for bill payments & get it instantly credited in Bajaj Finserv app wallet.

✔️ FASTag:Pay and manage your FASTag account using Bajaj Pay UPI for any vehicle & skip the toll.


This UPI payment app helps you pay hospital bills, education fees, credit card bills etc via Bajaj Pay UPI. Load money in your Bajaj Pay Wallet to make in-store and online payments with a simple click. You can use your wallet balance to make online bill payments easily. Save on your monthly bills by making payments using your earned Bajaj Coins. You can also use the Bajaj Coins to buy vouchers at Bajaj Dealz or encash them in your wallet!

👉Shop online on EMI


Mobile on EMI: Shop for latest mobiles including Samsung, MI, Oppo, Vivo, Oneplus, Xiaomi, Realme, Nokia etc at Easy EMIs.

Home appliances & Lifestyle products on EMI: Upgrade your home with the latest Home Appliances, shop for Furniture, Fitness Equipment, etc at Easy EMIs.

👉EMI Card


Get your EMI card by applying online using the mobile app. Pay EMIs online & get access to the latest deals & offers. Digitize your card & get access to your EMI Card limit.

👉Credit Card


Apply for Bajaj Finserv Co-brand Credit Card in 3 easy steps. Make credit card bill payments & download statements via this Credit Card App. Enjoy 0 interest cash withdrawal for up to 50 days, get reward points on spending & more with the RBL/DBS credit card.

👉Investment & Insurance


Investment: Explore a plethora of options for investment such as Fixed Deposits, Mutual funds & Systematic Deposit Plans (SDP). Get special interest on Senior Citizens’ Fixed Deposits.

Insurance: Get insured on the go. Apply for Life Insurance, Health Insurance, Motor Insurance, 2 Wheeler Insurances, etc. in just a few clicks using this insurance app.

👉Top Apps in one place


Access best deals from top apps & save your storage with In-App Programs. Book flights & hotels, sell old cars, get the best price for old phones, buy medicines at discounts, and more.
Updated on
Oct 5, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted
4.8
496K reviews
Ashish Kumar
October 3, 2022
Really very very bad app. When you open the rewards section. It shows a tutorial to scratch the card for getting cashback. The developer thinks that we don't know how to scratch a card. And the worst thing is that you can't remove this tutorial. I tried so many times. Uninstalled and installed the app again and again but it's not removing.
65 people found this review helpful
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Bajaj Finance Limited
October 3, 2022
Hi Ashish, We regret the inconvenience. 1. We request to follow the steps -> Home Page -> Rewards -> Click Right Top corner -> Product Information 2. If issue persists -> Bajaj Finserv App -> Bajaj Pay -> Passbook -> Bills and Recharges/UPI/Wallet -> Transaction -> Quick Help/FAQs -> Still have a query -> Query related to rewards. - Akshay
Sunil Dabhi
October 1, 2022
Really bad app. DOB authenticate is not working, i tried many times also raised a ticket and he said to share screenshot but he/she don't know to app doesn't allow to take any screenshot and after I reopen the ticket and write my issue in detail but when I click on to submit details it's continuously loading the screen what going on I don't know but it's really ridiculous. When you want money it's working fine. You need to improve your app. I don't know now how I can solve my problem.
186 people found this review helpful
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Bajaj Finance Limited
October 1, 2022
Hi Sunil, This should not have happened. 1. Update to the newest version of the app from playstore 2. If the issue still persists, write to us with details of issue on appsupport@bajajfinserv.in along with A. Phone Number B. Device model & operating system C. Date with Approximate time of issue Mention ref ID AS100122-14 . Thank you. - Chetan
Vishal Nigam
August 31, 2022
If there ever was a competition for the worst apps ever, this one should surely enter the knock out stages of the competition!.... Absolutely pathetic app !!!! Crashes all the time. Not a single operation i have ever been able to complete using this app - it either gets stuck or crashes at some intermediate step! The worst financial app that I have ever used! ...
1,677 people found this review helpful
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Bajaj Finance Limited
August 31, 2022
Hi Vishal, This is definitely not the experience we want you to have. 1. Request to clear the app data and cache 2. If not resolved, write to us with details of issue on appsupport@bajajfinserv.in along with A. Phone Number B. Device model & operating system C. Date with Approximate time of issue Mention the ref ID AS083122-15. - Jijo