Bajaj Finserv: UPI,Loan,FD,MF

12.4L reviews
Content rating
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About this app

Bajaj Finserv App is trusted by 40 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop online from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.

Instant Personal Loan App

• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
✔️Finance Amount: ₹20,000 to ₹40 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
✔️ Processing Fees: upto 3.93% of disbursed amount Incl of Taxes

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

No-Cost EMI shopping at Bajaj Mall

• Shop smartly with the Bajaj EMI Card and enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bajaj EMI Card

• Apply for Bajaj EMI card online, view your EMI Card limit & also pay EMI online.
• Use the EMI card to shop online at No-Cost EMI at Bajaj Mall and over 1.5 Lakh local stores.

Bill Payment & Online Recharge

• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.


• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card

• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits

• Get high ROI on fresh and renewal of FD.
• You can start investment in FD at ₹15,000 & also get a loan against it.
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000.

Mutual Funds

• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.


• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance & Pocket Insurance.

App in App

• Fulfil your daily needs of shopping, food & groceries, travel, home-furnishing etc on one single platform with 100+ brand partners.

• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road,Vimannagar, Pune-411014
Updated on
13 Nov 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

12.3L reviews
Nikhil Kumar
25 October 2023
The Bajaj Finserv app is a financial superhero. It's not only easy to use but also offers a plethora of services, and the addition of UPI functionality takes it to the next level. With UPI integration, it's a breeze to transfer money and pay bills. While a bit more speed during peak hours would be great, this app has become my financial best friend. Don't miss out on it!
385 people found this review helpful
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Bajaj Finance Limited
25 October 2023
Thank you so much for sharing your experience with us -Shashank
Nitin Manhas (Aaru)
26 October 2023
⭐⭐⭐⭐⭐ Bajaj Finserv app has redefined my financial experience. It's like having a personal finance advisor in my pocket. The app's services, from EMI management to loans, are comprehensive, and the user interface is intuitive. The addition of UPI functionality is a game-changer. The only minor drawback is occasional lag during high traffic, but it's a small trade-off for such a powerful financial tool. Highly recommended!
269 people found this review helpful
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Bajaj Finance Limited
26 October 2023
Thank you very much for your balanced and fair review - Praveen
Kanav Sharma
28 November 2023
Worst service ever experienced. Basically they are cheaters who trick you to get your hard earned money. They dont tell you if your credit score is eligible for this card or not. They directly say you are eligible for this much amount credit. Thrn charge you card and processing fee. Then comes the twist , suddenly your become ineligible to use your own card because your credit score is low. Wow this is they way how they loot your 700 rupees and give you a gimmick of emi card. Only CHEATERS.
4 people found this review helpful
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Bajaj Finance Limited
28 November 2023
Hi Kanav, In order to resolve your query, please confirm if you have raised your concern as per below mentioned steps. If not, please visit your mobile App -> Account -> Help & Support -> Raise a Request and help us with required details. Mention the ref ID EX112823-34. Thank you - Mithun

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