Bajaj Finserv: UPI & Loan App

4.8
48.4L reviews
10Cr+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

The Bajaj Finserv App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI.

Instant Personal Loan App
● Get instant personal loans up to ₹55 Lakh with this loan app.
● Doctors & Chartered Accountants can get funding via professional loans.
● Self-employed individuals can get affordable business loans.

Highlights of Personal Loan
✔️ Personal Loan Amount: ₹20,000 to ₹55 Lakh
✔️ Repayment Tenure: 6 to 96 months
✔️ Rate of Interest: 10% to 31% p.a.
✔️ Processing Fees: Up to 3.93% of the loan amount (inclusive of applicable taxes)

Example: For a personal loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

More Loans with the Same Ease
● Home Loan: Make your dream home a reality with home loan at competitive rates and flexible repayment options.
● Gold Loan: Use your gold as security to get loan for any urgent needs.
● Business Loan: Designed for business owners, easily meet all expenses related to growth, operations, or expansion using Business loan.
● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.

Shop on Easy EMIs
● Shop from 1 million+ products at 1.5 lakh+ stores across India.
● Shop LED TV, Washing Machine, Furniture, Electronic appliances and Smartphone on Easy EMI from Bajaj Finserv Loan App.

Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv app.
● Recharge your mobile numbers, DTH & FASTag from leading providers.
● Instantly pay fees towards education, clubs & associations, housing societies, etc.
● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.

Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & make payments in seconds.

Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● Enjoy special rates on Digital FD through the app.
● You can start investing in FD online for just ₹15,000 and get a loan against it.

Mutual Funds for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Pay monthly mutual fund investment via UPI.
● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with a 100% digital process.

One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.

Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements
● Get quick assistance & timely resolution for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014
Updated on
25 Jun 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
48.3L reviews
raj kiran
8 April 2025
very slow app compared to others. Payments or any other options to check, it is taking a long time to open and showing net slow even using wifi high speed also. In some times cashback offers showing and not receiving cashback and after 2 or 3 transaction then we are receiving cashback. If given customer complaint, they are asking for cashback offer evidence and we can't take screenshot in this app. Offers conditions showing in very small letters.
481 people found this review helpful
Did you find this helpful?
Bajaj Finance Limited
8 April 2025
Hi, Greetings from Bajaj Finance! 1. Rewards are basis customer's eligibility 2. Product Information/FAQs -> Home Page -> Rewards -> Right Top corner 3. If issue persist visit raise a concern, click on My Account-> Help & Support-> Raise a Request-> Bills and Recharges/Wallet/Rewards option Mention ref ID RN080425-02. Thank you - Komal
Dr. Suraj Huded
13 July 2025
I don't know what's really wrong with the upi service of this app. 3 days back I changed my mobile and since then I'm trying to register, but even after 3 days it's showing the system is under maintenance. I tried to contact customer care team, but the process is so tedious. There is no dedicated call or live chat support. Moreover I had purchased prime membership, which is of no use now. I'm really done with this app.
15 people found this review helpful
Did you find this helpful?
Bajaj Finance Limited
13 July 2025
Hi, Greetings from Bajaj Finance! Request you to visit FAQ section -> Bajaj Finserv App -> My account -> Help & Support -> UPI Thank you - Bharat
Abhishek Biswas
5 July 2025
Worst finance App I have ever seen. nothing works. Can't see profile section, nothing loads. They give pre approved limit, but in store purchase requires back end verification. I paid both the joining fee and prime member fee, but couldn't purchase item from store. Please stay away from Bajaj Finance unless you want to get duped as well.
34 people found this review helpful
Did you find this helpful?
Bajaj Finance Limited
5 July 2025
Hi Abhishek, we would like to get to the bottom of this. In order to resolve your query, please confirm if you have raised your concern as per below-mentioned steps. If not, please visit our mobile App -> Account -> Help & Support -> Raise a Request and help us with required details. Mention the ref ID EX070625-01. Thank you - Sagar

What's new

🚀 What's New in Bajaj Finserv!

* Business Loan: Seamlessly resume offline applications online, complete KYC, and track progress.
* Lawyer Loan: New journey with instant offers, in-app mandates, and accurate credit insights.
* Chat Support: Resume sessions, secure chat events, and instant help options.
* Document Center: Enhanced document management for a smoother experience.
* Other Updates: Bug fixes and various app enhancements.

Share feedback at https://www.bajajfinserv.in/reach-us.

App support

About the developer
BAJAJ FINANCE LIMITED
bajajfinservandroid@gmail.com
3rd Floor, Panchshil Tech Park, Plot 43/1, 43/2 & 44/2, Viman Nagar, Pune, Maharashtra 411014 India
+91 91563 66861