Bajaj Finserv: UPI, Pay, Loans

Bajaj Finance Limited

About this app

The Bajaj Finserv app is here to simplify your bill payments and manage all your financial needs/relations. You can also apply for Personal Loan, RBL Credit Card, EMI card, pay bills, mobile recharge, get Insurance online, book Fixed Deposit & shop for the latest electronics & home appliances with Bajaj Finserv App.

👉Instant Personal Loan App

Apply for an instant personal loan of up to ₹25 Lakh & get quick approval with this loan app. An instant personal loan is available at minimal documentation for professionals & self-employed individuals at affordable interest rates.

👉Highlights of Personal Loan:

✔️ Finance Amount: ₹30,000 to ₹25 Lakh

✔️ Repayment Tenure: 12 to 84 months

✔️ Rate of Interest / Annual Percentage Rate (APR): 12% to 34%

✔️ Processing Fees: ₹500 to ₹2000


For ₹1,00,000/- borrowed at an Interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹1000, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,14,572.
*Interest rate and processing fees vary as per the products.

👉Mobile Recharge, DTH & Bill Payment app

✔️ Mobile Recharge app: Recharge mobile for all top operators like Vi, Reliance Jio, Airtel, BSNL etc. via UPI payment & Wallet. Choose from the top prepaid recharge plans & pay for mobile recharge right from home & earn cashback by using the Bajaj Finserv app for recharge.

✔️ DTH Recharge app: Pay for DTH recharge for top billers like Tatasky, Airtel DTH, Jio Fiber, Videocon D2H, Sun Direct TV, etc.

✔️ Bill Payment app: Pay for electricity bill along with utilities such as water bill, LPG, etc via UPI payment and wallet. Find all top service providers like MSEB, Adani Electricity Mumbai, BSES, BESCOM, Indane Gas, HP Gas, Bharat Gas etc. You can earn cashback for bill payments & get it instantly credited in Bajaj Finserv app wallet.

✔️ FASTag:Pay and manage your FASTag account using Bajaj Pay UPI for any vehicle & skip the toll.


This UPI payment app helps you pay hospital bills, education fees, credit card bills etc via Bajaj Pay UPI. Load money in your Bajaj Pay Wallet to make in-store and online payments with a simple click. You can use your wallet balance to make online bill payments easily. Save on your monthly bills by making payments using your earned Bajaj Coins. You can also use the Bajaj Coins to buy vouchers at Bajaj Dealz or encash them in your wallet!

👉Shop online on EMI

Mobile on EMI: Shop for latest mobiles including Samsung, MI, Oppo, Vivo, Oneplus, Xiaomi, Realme, Nokia etc at Easy EMIs.

Home appliances & Lifestyle products on EMI: Upgrade your home with the latest Home Appliances, shop for Furniture, Fitness Equipment, etc at Easy EMIs.

👉EMI Card

Get your EMI card by applying online using the mobile app. Pay EMIs online & get access to the latest deals & offers. Digitize your card & get access to your EMI Card limit.

👉Credit Card

Apply for Bajaj Finserv Co-brand Credit Card in 3 easy steps. Make credit card bill payments & download statements via this Credit Card App. Enjoy 0 interest cash withdrawal for up to 50 days, get reward points on spending & more with the RBL/DBS credit card.

👉Investment & Insurance

Investment: Explore a plethora of options for investment such as Fixed Deposits, Mutual funds & Systematic Deposit Plans (SDP). Get special interest on Senior Citizens’ Fixed Deposits.

Insurance: Get insured on the go. Apply for Life Insurance, Health Insurance, Motor Insurance, 2 Wheeler Insurances, etc. in just a few clicks using this insurance app.

👉Top Apps in one place

Access best deals from top apps & save your storage with In-App Programs. Book flights & hotels, sell old cars, get the best price for old phones, buy medicines at discounts, and more.

Ratings and reviews

The app is user-friendly and enables safe mutual fund investments. It provides detailed information on each fund's research rating, making it easy to select the appropriate one. I have found it to be an excellent platform for investment,especially me a beginners in the trading field, thanks to its highly affordable freedom pack. In my opinion, this app is a wise choice since it provides a good range of investment options, including Fixed Deposits, Mutual Funds and SIP all in one app.

This app is the worst. First, in the ad, they promised a quick two-minute online document verification. However, they ended up demanding around 1k in fees for various services. To make matters worse, they suddenly insisted that the first transaction should be done offline and required a whole list of unnecessary documents and explanations. It's absolutely frustrating and disgusting dealing with this app.

Wrost app. I set MPIN for this,but it takes MPIN in 2-3 times. I paid my emi on time but it still shows pending and block my card. In this app there is no any coustmer service contact no. Very very bad experience. I recommend don't take any type of loan from this app.

What's new

New Feature Released