Bajaj Finserv: UPI,Loan,FD,MF

1.25M reviews
Content rating
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About this app

Bajaj Finserv App is trusted by 40 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop online from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.

Instant Personal Loan App

• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
✔️Finance Amount: ₹20,000 to ₹40 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
✔️ Processing Fees: upto 3.93% of disbursed amount Incl of Taxes

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

No-Cost EMI shopping at Bajaj Mall

• Shop smartly with the Bajaj EMI Card and enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bajaj EMI Card

• Apply for Bajaj EMI card online, view your EMI Card limit & also pay EMI online.
• Use the EMI card to shop online at No-Cost EMI at Bajaj Mall and over 1.5 Lakh local stores.

Bill Payment & Online Recharge

• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.


• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card

• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits

• Get high ROI on fresh and renewal of FD.
• You can start investment in FD at ₹15,000 & also get a loan against it.
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000.

Mutual Funds

• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.


• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance & Pocket Insurance.

App in App

• Fulfil your daily needs of shopping, food & groceries, travel, home-furnishing etc on one single platform with 100+ brand partners.

• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road,Vimannagar, Pune-411014
Updated on
Dec 7, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

1.25M reviews
Nitin Manhas (Aaru)
October 26, 2023
⭐⭐⭐⭐⭐ Bajaj Finserv app has redefined my financial experience. It's like having a personal finance advisor in my pocket. The app's services, from EMI management to loans, are comprehensive, and the user interface is intuitive. The addition of UPI functionality is a game-changer. The only minor drawback is occasional lag during high traffic, but it's a small trade-off for such a powerful financial tool. Highly recommended!
520 people found this review helpful
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Bajaj Finance Limited
October 26, 2023
Thank you very much for your balanced and fair review - Praveen
Ankit Solanki
December 6, 2023
The app acts just like a financial advisor. I am really impressed by the services offered here. Whether applying for an instant loan or reviewing the pending installments, everything is done in a quick manner. Moreover, the app interface is user-friendly which makes it more impressive+
8 people found this review helpful
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Bajaj Finance Limited
December 6, 2023
Thank you for the great review - Komal
Kajal joshi Kajal joshi
September 30, 2023
I recently downloaded this finance app, and let me tell you, it's been a total game-changer for managing my money! I've always struggled with budgeting and keeping track of my expenses, but this app has made it so much easier. First off, the user interface is super intuitive and user-friendly. It's really easy to navigate through the different 😍
937 people found this review helpful
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Bajaj Finance Limited
September 30, 2023
Thank you so much for this 5-star review. We appreciate you being a customer and helping to share the word about us. We’re here for you anytime - Rashmi

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