Bajaj Finserv: Loans, UPI & FD

Bajaj Finance Limited

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About this app

The Bajaj Finserv App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI.

Instant Personal Loan App
● Get instant personal loans up to ₹55 Lakh with this loan app.
● Doctors & Chartered Accountants can get funding via professional loans.
● Self-employed individuals can get affordable business loans.

Highlights of Personal Loan
✔️ Loan Amount: ₹20,000 to ₹55 Lakh
✔️ Repayment Tenure: 6 to 96 months
✔️ Rate of Interest: 10% to 31% p.a.
✔️ Processing Fees: Up to 3.93% of the loan amount (inclusive of applicable taxes)

Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

More Loans with the Same Ease
● Home Loan: Make your dream home a reality with loans at competitive rates and flexible repayment options.
● Gold Loan: Use your gold as security to get funds for any urgent needs.
● Business Loan: Designed for business owners, easily meet all expenses related to growth, operations, or expansion.
● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.

Shop on Easy EMIs
● Shop from 1 million+ products at 1.5 lakh+ stores across India.
● From electronics to sports equipment to smartphones to furniture - shop everything on Easy EMIs.
● Shop genuine products from top brands with exciting offers and discounts.

Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv app.
● Recharge your mobile numbers, DTH & FASTag from leading providers.
● Instantly pay fees towards education, clubs & associations, housing societies, etc.
● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.

Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & make payments in seconds.

Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● Enjoy special rates on Digital FD through the app.
● You can start investing in FD online for just ₹15,000 and get a loan against it.

Mutual Funds for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Pay monthly mutual fund investment via UPI.
● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with a 100% digital process.

One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.

Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements
● Get quick assistance & timely resolution for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014

Ratings and reviews

Bajaj Finserv has been a game changer for my financial needs. Their loan application process efficient, with quick approvals. The customer support team is responsive and helpful, guiding me through every step.I've been impressed with the transparency and clarity in their communication, making it easy to understand the terms and conditions. The interest rates are competitive, and the repayment options are flexible. The app is user-friendly, and the entire experience has been great

I have been using the Bajaj Finserv app for a few months now, and it is very helpful. The app is easy to use and works fast. I can check my loan details, EMI dates, and other services without any problem. It also sends reminders, which is good. I can pay bills and recharge my phone quickly.

very slow app compared to others. Payments or any other options to check, it is taking a long time to open and showing net slow even using wifi high speed also. In some times cashback offers showing and not receiving cashback and after 2 or 3 transaction then we are receiving cashback. If given customer complaint, they are asking for cashback offer evidence and we can't take screenshot in this app. Offers conditions showing in very small letters.

What’s new

🚀 What's New in Bajaj Finserv!

* Business Loan: Seamlessly resume offline applications online, complete KYC, and track progress.
* Lawyer Loan: New journey with instant offers, in-app mandates, and accurate credit insights.
* Chat Support: Resume sessions, secure chat events, and instant help options.
* Document Center: Enhanced document management for a smoother experience.
* Other Updates: Bug fixes and various app enhancements.

Share feedback at https://www.bajajfinserv.in/reach-us.