Multiple credit card payoff calculators are included in this single debt calculator app. In the old days, we relied on Excel spreadsheets to compare debt relief options and formulate a debt repayment plan. With this new credit card payoff calculator tool, all you need to do is enter your total debt amount, the interest rate, and hit calculate – and the calculator does the rest! If you would prefer to try the debt calculator online before downloading the app, visit https://goldenfs.org/debt-calculator/ – where you'll find a similar version of the debt calculator.
The inventor of this debt payoff calculator app is Golden Financial Services (GFS), a national debt relief company that's been in business since 2004 and is A+ rated by the Better Business Bureau. The company was just rated #1 for debt relief services by TrustedCompanyReviews.com. What's different about GFS is that consumers can choose from multiple debt relief programs, not just one option.
GFS consolidates debt and uses financial hardship plans like debt settlement and validation for some cases. GFS looks at a person's entire financial situation and credit profile, then personalizing a plan that includes debt relief and credit repair.
Are you paying only minimum payments? Don't listen to the bank and credit card company as they advise you to continue paying only minimum payments. Minimum payments can keep you paying on debt for eternity, never seeing the light at the end of the tunnel. Plus, your credit score is negatively affected by paying only minimum payments on maxed out credit cards, due to a high credit utilization ratio.
This credit card payoff calculator will show you how much you'll end up paying when paying minimum payments, versus, when paying more than minimum payments and when using a debt relief, settlement and consolidation program. Try entering a monthly payment that is higher than the minimum payment that you are currently paying and hit calculate – your savings will increase!
You will notice that the more you pay over the minimum payment, the more your savings will be.
You can find out the truth and not have to rely on what the credit card companies tell you.
Compare Debt Relief Programs
This debt calculator lets you see what debt relief programs are available and how much money you can save with each option.
The problem that most consumers have, is that they keep paying their credit card bills each month and the balance never goes down.
The credit card payoff calculator is designed to give you a guaranteed path to become debt free and save money. You'll be able to easily identify ways to reduce the interest that you are currently paying.
There are 4-calculators inside of this one debt calculator app, making it the most powerful debt calculator available online.
Here are the 4:
1. a credit card minimum payment & APR debt payoff calculator (may also be used for the debt snowball and avalanche method)
2. a debt settlement calculator
3. a consumer credit counseling and debt consolidation calculator
4. a debt validation program calculator