Yupay

Laboratorio de Tecnologías Sociales

About this app

Yupay is the financial education app designed for Bolivia.

TRACK YOUR FINANCES
Keep track of your income and expenses month by month. Classify them by categories based on the Bolivian Consumer Price Index (CPI) (Food, Transportation, Health, Education, and more), edit or delete entries at any time, and navigate between months to view your history.

REFERENCE PRICES
Consult reference prices for 28 products on the Bolivian market and save your shopping list. The Forecast module shows you CPI trends for the next 3 months.

FINANCIAL CALCULATORS
• How much will my savings grow? — Calculate the return on a fixed-term deposit or savings account.

• How much will my monthly payment be? — Simulate the loan you want to take out and see the monthly breakdown.

• What happens if I pay early? — Discover how much you save on interest with an early payment (without penalty according to Bolivian law).

FINANCIAL QUESTIONS
Get your questions answered about the Bolivian financial system: the difference between savings and checking accounts, what a FONDO is, how a credit history (CIC) works, investment options regulated by ASFI, and more.

RISK DETECTOR
Before investing, evaluate whether an offer is legitimate. The detector combines a questionnaire of red flags with a statistical model calibrated with real cases in Bolivia to estimate the probability of fraud.

What’s new

Mejoras de contenido y gráficos