Finaxius

Justin Chase Ford

About this app

Finaxius™ — Free, Private Personal Finance Tools

See how the math works using YOUR real numbers. Not theory. Not jargon. Your income, your debts, your goals.

9 INTERACTIVE CHAPTERS
- Take Control — Build your financial mindset
- Pay Yourself First — The 10% principle that changes everything
- Pay Off Debt — Debt stacking strategies with your actual debts
- Home Ownership — Rent vs. own with real math
- The Rule of 72 — See compound interest transform small amounts into life-changing money
- Life Insurance — What you need, what you don't, and why it matters
- Tax Deferral — Make your money grow faster legally
- Owner vs. Loaner — Stop making banks rich with your savings
- Professional Management — Put it all together with the 3 Ds

YOUR NUMBERS, YOUR DEVICE
Enter your real financial information and watch every calculator personalize to YOUR situation. See YOUR debt freedom date. Calculate YOUR retirement number. Model YOUR future.

COMPLETELY PRIVATE
No accounts. No sign-ups. No tracking. No analytics. No ads. No data collection. Everything stays on your device. Period.

INTERACTIVE TOOLS
- Compound interest playground
- Debt stacking calculator (avalanche & snowball)
- Rent vs. own comparison
- Biweekly mortgage savings calculator
- Tax deferral comparison
- Life insurance coverage calculator
- Buy term & invest the difference visualizer
- Financial Independence Number calculator
- Full financial sandbox with projections

FREE AND OPEN SOURCE
Finaxius™ is free forever. No premium tier. No in-app purchases. No paywalls. Source code available under AGPL-3.0.

© 2026 Ninth Star Foundation

What’s new

Initial release of Finaxius™ — free, private financial education.

- 9 interactive chapters covering debt, savings, investing, insurance, taxes, and retirement
- Personalized calculators using your real numbers
- Financial sandbox for scenario modeling
- Zero permissions, zero data collection
- Works completely offline