Split expenses - I owe you

Contains adsIn-app purchases
447 reviews
Content rating
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About this app

Short reckonings make long friends, that's a sentence that makes perfect sense here! Thanks to this IOU app, you can manage your budgets when you go away as a group!

You should enjoy your holidays/trips, nothing else. No need to stress about this. We take care of it.

Enter your expense during an event, and the IOU app will handle the balance at the end. You'll then know precisely who owes who! Split an expense the way you want that why I owe you app are for.

Take a trip, go away for the weekend, split your roommates' dinner, splitting a vacation etc… with friends and you can relax knowing that there'll be no more hassle with accounts at the end.

Key features:
• Create events.
• Group expenses.
• Create participants.
• Add expenses, select who paid what and who participated in each expense.
• Split expenses like you want, no limit here.
• View a summary of all expenses of the event.
• Make accounts with your friends
• Track balances
• Organize your expenses - categorize them.
• Settle up or pay back your friends
• Manage currencies for events overseas, more than 40 currencies available.
• Share accounts by e-mail/whatapps or facebook messenger.

it's the easiest way to split a bill, do bill splitting without any issue. Enjoy your holiday, we take care of the rest - IOU.
Updated on
Aug 30, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

447 reviews
Dan D
September 19, 2022
Easy to use and just what I needed. My brother and I are a continent away and would always lose track of agreed upon expenses for our parents and each other's orders of items. We would email and message who paid for what and when but ultimately things get missed. I downladed 7 apps and found this one the easiest to use plus the fact we can use $ and €. Support has been quick the one time I needed it.
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A Google user
March 12, 2019
Simply the best cost sharing app I've ever used. Went for a trip with 10 friends, everyone paying expenses for a few number of people was a complete chaos with another app but this one handles very smoothly. It also minimise the number of transactions required at the end to settle and let you create sub-groups (like couples). Made the whole process painless.
5 people found this review helpful
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oWorld Software - App for everyday !
March 12, 2019
Thanks for your support! I really appreciate it. feel free to write to me at olivier@oworld.co if you have any ideas to improve the app.
A Google user
December 28, 2019
not even used in real life. Adds are popping up after each touch of the screen. For an app that is used only during holiday periods, a monthly or yearly fee is not acceptable... uninstalled; plenty of alternatives exist.
3 people found this review helpful
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oWorld Software - App for everyday !
January 1, 2020
Dear User, I'm sorry for your experience. But I'm very happy you let me know what is acceptable or not for my business, I will ask you for more advice on my business very soon. Cheers,

What's new

New features: split an expense by percentage or slice!
New design: better visibility, interface is more clear.
New feature: share an event with your friends on iOS and Android.

Send me feedbacks at olivier@oworld.co