GoTyme Bank

GoTyme Bank Corporation

About this app

It’s time to switch to #BankingMadeBeautiful with the fastest-growing bank in the Philippines.
 
All you need is a Philippine mobile number, home address, and valid ID. Open an account in less than 5 minutes to enjoy simple, sustainable, and secure savings, shopping rewards, and the lowest bank transfer fee.

Mobile Check Deposit.
Deposit big amounts anytime up to P499,999.99 safely and conveniently by taking a photo of your check on the GoTyme Bank app. No deposit fees. Standard check clearing times apply.
 
Simplified savings.
Open up to 5 savings accounts and earn high interest (vs traditional banks) with no minimum balance, no deposit caps. No missions, no limits. Stay on track with your goals using smart saving tools and reminders.

Diversify your savings with US Dollar Time Deposit.
Start your first forex investment for as low as $1 US. Open as many time deposits as you want, and earn interest for either a 3-month or 6-month term. You can deposit your Philippine Pesos to save in US Dollars – we’ll convert your money for you. Plus, withdraw your savings anytime with zero penalties.
 
Earn Go Rewards points when you shop.
Your new bank account comes with a free virtual Visa debit card on the app, or a physical debit card from any GoTyme Bank kiosk nationwide. Earn Go Rewards points whenever you use your debit card, even abroad, and earn boosted points when you shop at Go Rewards partner stores.
 
Send money for free or with a low fee.
Enjoy a FREE bank transfer after every paid transfer worth P8.00. Want to save on fees? Use your Go Rewards points to cover the P8.00 fee (8 Go Rewards points = 1 free transfer).
 
Speak to a helpful human for account-related help.
Contact us via any of our help channels: Chat with us in the GoTyme Bank app, call #GO8888 (#46888), or email [e-mail].

Secure your account through the following safety tips:
1. Use your own device to open an account.
2. Only install banking apps from official app stores.
3. Update your card PIN and passcode every 3 months.
4. Never share your OTP, PIN, or passcode with anyone. GoTyme Bank will never ask you for these.
5. Lock your card immediately in case of loss or theft.
6. Follow us for updates @gotymebank on Facebook, Twitter, Instagram and TikTok.

GoTyme Bank is regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1,000,000 per depositor.

Ratings and reviews

Opening an account has never been so easy. Just one card then boom! You now have an account. The best thing is that you get a card with it in which you can use to partner atm machines. Probablt the most satisfying part is the UI on the app. It's buttery smooth and no lags or bugs whatsoever. The main thing the needed improvement would probably the customer service. Overall though, a solid 5 stars

As long as you have a decent internet connection, you won't have problems. It has less features but they are essential. It focuses on what's important: Earning interest and good liquidity. I only wish that they switched to daily interest like Maya or Seabank to encourage people to save more rather than monthly interest. There is also a debit card, which I use to pay for international merchants such as Amazon, B2, AWS, Google Cloud, Azure, Namecheap. No need to get credit card with yearly fees.

I gave it 5 stars so it would appear on top and to give this app a chance. I am very frustrated with how your scanner works. My phone's camera is well lit and clear, but it still took me days, until a minute earlier, just to create an account here. I also used another phone and it is not recognizing my ID at all. I cannot go to the nearest kiosk, that is why I am still persistent in making an account in this app, please do improve it!

What’s new

What’s New:
- This update includes minor improvements to the app experience, as well as bug fixes to keep your banking experience beautiful.